Matthews, IN

Indiana

Matthews is a small town in Indiana with a population of 517. Residents earn $45,833 per year, which is 39% below the national average.

3.3 /5.0
B Good
517 Population 1,477/sq mi density
$45,833 Median Income $27,854 per capita
$77,000 Home Value
$1,040 Median Rent
51°F Avg Temperature
B
Overall
3.3 / 5.0
Good overall score based on economy, affordability, safety and education
B
Economy
3.0 / 5.0
$45,833 median income, 0.7% unemployment
A+
Affordability
5.0 / 5.0
$77,000 home value, $1,040/mo rent
D
Education
1.8 / 5.0
10.4% bachelor's degree or higher
Median Income $45,833
39% lower than US avg
Home Value $77,000
73% lower than US avg
Bachelor's+ 10.4%
69% lower than US avg
Median Rent $1,040
11% lower than US avg
Obesity Rate 39.1%
22% higher than US avg
Unemployment 0.7%
81% lower than US avg
Poverty Rate 25.0%
102% higher than US avg

How Matthews Compares to the U.S. Average (100% = U.S. avg)

People

Population517
Median Age46.1 yrs
Density1,477/mi²
Male / Female52% / 49%
Largest GroupWhite 85%

Economy

B
Median Income$45,833
Per Capita$27,854
Unemployment0.7%
Poverty25.0%
County GDP$428M
Commute27 min

Housing

A+
Home Value$77,000
Rent$1,040
OwnershipN/A

Crime

ViolentN/A
PropertyN/A

Health

Obesity39.1%
UninsuredN/A
Depression29.1%
Heart Disease5.8%

Climate

Avg Temp51°F
AQI41 (Good)
Rain41.7 in/yr
Elevation877 ft

Education

D
Bachelor's+10.4%
High School+85.5%
School Score6.01

Community

2024 VoteR 74% / D 24%
Commute27 min
Libraries2

Is Matthews a Good Place to Live?

Based on current data, Matthews receives an overall livability score of 3.3 out of 5.0, earning a grade of B. Key strengths include low unemployment, affordable housing. Areas to be aware of include an elevated poverty rate, below-average incomes, high obesity rates. Matthews offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Matthews is $45,833, 39% below the national average of $75,149. The job market is very strong with unemployment at just 0.7%. The poverty rate of 25.0% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 27 minutes.

Cost of Living & Housing

The median home value in Matthews is $77,000, 73% below the national median — offering relatively affordable homeownership. Renters pay a median of $1,040 per month, below the national average — a plus for affordability. At just 1.7x median income, home prices are very affordable relative to local earnings.

Education

10.4% of residents hold a bachelor's degree, below the national average of 33.7%. 85.5% have completed high school. Area schools have an average test score of 6/10.

Climate & Weather

Matthews experiences four distinct seasons with an average temperature of 51°F. Winters average 26°F in January while summers reach 74°F in July. Annual precipitation totals 41.7 inches, including 32.2 inches of snow. Air quality is rated Good with a median AQI of 41.

Matthews has a population of 517 with a density of 1,477 people per square mile. The median age is 46.1 years, 19% older than the national median of 38.9. The city is predominantly White (85.1%), with 14.9% Hispanic.

Population

517
Total Population
1,477
People / sq mi
46.1yrs
Median Age
19% above US avg
0.4mi²
Land Area

Gender Distribution

Male 51.5%
Female 48.5%

Race & Ethnicity

Matthews vs U.S. Average

Language Spoken at Home

English Only100.0%
27% above US avg
Spanish0.0%
100% below US avg

Social Characteristics

Matthews vs U.S. Average

The median household income in Matthews is $45,833, which is 39% below the national average of $75,149. The unemployment rate is 0.7% (below the 3.6% US average). 25.0% of residents live below the poverty line. Workers commute an average of 27 minutes.

Income: Matthews vs U.S.

Commute Mode

Income

Median HH Income$45,833
39% below US avg
Per Capita Income$27,854
Avg Weekly Wage$897
IRS Avg AGI$54,691

Employment & Poverty

Unemployment0.7%
81% below US avg
Poverty Rate25.0%
102% above US avg
Establishments (County)245
County GDP$428M

Business (County)

Restaurants17
Healthcare31
Retail34
Manufacturing21

Tax & Cost of Living

Property Tax (IRS)$2,313
34% below US avg
Effective Tax Rate3.00%

Commute & Transportation

Commute Time26.8 min
Work from Home0.8%

Walkability

The median home value in Matthews is $77,000, 73% below the national average. Monthly rent averages $1,040 (11% below US avg).

Home Value Sources

Ownership Split

Home Values

Census Median$77,000
73% below US avg

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$1,040
11% below US avg

HUD Fair Market Rent

Studio$816
1 Bedroom$882
2 Bedrooms$1,096
3 Bedrooms$1,391
4 Bedrooms$1,590

Ownership & Property

Owner-Occupied72.3%

Property Tax

Avg Tax (IRS)$2,313
34% below US avg
Effective Rate3.00%
In Matthews, 39.1% of adults are obese (above the 32.1% national rate). 29.1% report depression. 23.4% are physically inactive.

Health Metrics: Matthews vs U.S. Average (%)

Chronic Conditions

Obesity39.1%
22% above US avg
Diabetes10.8%
Heart Disease5.8%
High Blood Pressure34.3%
Asthma11.5%
COPD7.4%
Stroke2.9%

Behaviors & Mental Health

Binge Drinking18.8%
Physical Inactivity23.4%
Depression29.1%
Mental Distress19.3%
Physical Distress13.3%

Healthcare Access

Insurance Rate90.3%
Checkup Rate78.9%
Premature Death13,647/100K

Food & Exercise

Food Environment6.9/10
Exercise Access42.5%
Healthcare Facilities31

Crime Rates: Matthews vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)2

Safety Score

Matthews has an average annual temperature of 51°F (11°C). Winters average 26°F in January while summers reach 74°F in July. Annual precipitation is 41.7 inches. Air quality is rated Good with a median AQI of 41.

Temperature

26°F Jan (-3°C) 74°F Jul (23°C)
Annual Average51.3°F
5% below US avg
January Average26°F (-3°C)
July Average74°F (23°C)

Precipitation & Snow

Annual Rainfall41.7 inches
10% above US avg
Snowfall32.2 inches/yr

Air Quality

AQI Median41.0
RatingGood

Geography

Elevation877 ft (267 m)
Area0.4 sq mi (0.9 km²)
Population Density1,477/sq mi
Coordinates40.3875°N, 85.4978°W
County FIPS18009
It is classified as Nonmetro — Urban 2.5K–20K, adjacent. 10.4% of residents hold a bachelor's degree or higher (69% below US avg). In the 2024 election, the county voted Republican by a 50.3-point margin.

2024 Presidential Election (County)

R 74.2%
D 23.9%

Winner: Republican by 50.3 points

Education

Bachelor's Degree+10.4%
69% below US avg
High School+85.5%
School Test Score6.01
D Education Grade (1.8/5.0)

Urban-Rural Classification

RUCC Code 6Nonmetro — Urban 2.5K–20K, adjacent
Population Density1,477/sq mi
Total Area0.4 sq mi

Infrastructure & Services

Public Libraries2
Healthcare Facilities31
Restaurants17
Retail Stores34

Safety & Disasters

Fatal Crashes (County/yr)2

Commute & Transportation

Avg Commute26.8 min
Work from Home0.8%

Nearby Cities

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