Shamrock Lakes, IN

Indiana

Shamrock Lakes is a small town in Indiana with a population of 237. Residents earn $86,964 per year, which is 16% above the national average.

3.8 /5.0
B+ Good
237 Population 912/sq mi density
$86,964 Median Income $40,300 per capita
$157,400 Home Value $225,207 Zillow
N/A Median Rent
51°F Avg Temperature
B+
Overall
3.8 / 5.0
Good overall score based on economy, affordability, safety and education
B+
Economy
3.8 / 5.0
$86,964 median income, 8.1% unemployment
A+
Affordability
5.0 / 5.0
$157,400 home value
C+
Education
2.6 / 5.0
20.0% bachelor's degree or higher
Median Income $86,964
16% higher than US avg
Home Value $157,400
44% lower than US avg
Bachelor's+ 20.0%
41% lower than US avg
Obesity Rate 41.6%
30% higher than US avg
Unemployment 8.1%
125% higher than US avg
Poverty Rate 0.0%
100% lower than US avg

How Shamrock Lakes Compares to the U.S. Average (100% = U.S. avg)

People

Population237
Median Age49.3 yrs
Density912/mi²
Male / Female40% / 60%
Largest GroupWhite 98%

Economy

B+
Median Income$86,964
Per Capita$40,300
Unemployment8.1%
Poverty0.0%
County GDP$428M
Commute30 min

Housing

A+
Home Value$157,400
RentN/A
OwnershipN/A
Zillow$225,207

Crime

ViolentN/A
PropertyN/A

Health

Obesity41.6%
UninsuredN/A
Depression26.7%
Heart Disease6.4%

Climate

Avg Temp51°F
AQI41 (Good)
Rain41.7 in/yr
Elevation885 ft

Education

C+
Bachelor's+20.0%
High School+98.3%
School Score6.01

Community

2024 VoteR 74% / D 24%
Commute30 min
Broadband97.0%
Libraries2

Is Shamrock Lakes a Good Place to Live?

Based on current data, Shamrock Lakes receives an overall livability score of 3.8 out of 5.0, earning a grade of B+. Key strengths include above-average household incomes, affordable housing, a low poverty rate, high health insurance coverage. Areas to be aware of include above-average unemployment, high obesity rates. Shamrock Lakes offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Shamrock Lakes is $86,964, 16% above the national average of $75,149. Residents generally enjoy above-average earning potential. At 8.1%, unemployment is notably high. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 30 minutes.

Cost of Living & Housing

The median home value in Shamrock Lakes is $157,400, 44% below the national median — offering relatively affordable homeownership. At just 1.8x median income, home prices are very affordable relative to local earnings.

Education

20.0% of residents hold a bachelor's degree, below the national average of 33.7%. 98.3% have completed high school. Area schools have an average test score of 6/10.

Climate & Weather

Shamrock Lakes experiences four distinct seasons with an average temperature of 51°F. Winters average 26°F in January while summers reach 74°F in July. Annual precipitation totals 41.7 inches, including 32.2 inches of snow. Air quality is rated Good with a median AQI of 41.

Shamrock Lakes has a population of 237 with a density of 912 people per square mile. The median age is 49.3 years, 27% older than the national median of 38.9. The city is predominantly White (97.9%).

Population

237
Total Population
912
People / sq mi
49.3yrs
Median Age
27% above US avg
0.3mi²
Land Area

Gender Distribution

Male 40.1%
Female 59.9%

Race & Ethnicity

Shamrock Lakes vs U.S. Average

Language Spoken at Home

English Only99.7%
27% above US avg
Spanish0.3%
98% below US avg

Social Characteristics

Shamrock Lakes vs U.S. Average

The median household income in Shamrock Lakes is $86,964, which is 16% above the national average of $75,149. The unemployment rate is 8.1% (above the 3.6% US average). 0.0% of residents live below the poverty line. Workers commute an average of 30 minutes.

Income: Shamrock Lakes vs U.S.

Commute Mode

Income

Median HH Income$86,964
16% above US avg
Per Capita Income$40,300
Avg Weekly Wage$897
IRS Avg AGI$54,691

Employment & Poverty

Unemployment8.1%
125% above US avg
Poverty Rate0.0%
100% below US avg
Establishments (County)245
County GDP$428M

Business (County)

Restaurants17
Healthcare31
Retail34
Manufacturing21

Tax & Cost of Living

Property Tax (IRS)$2,313
34% below US avg
Effective Tax Rate1.47%

Commute & Transportation

Commute Time29.9 min
Work from Home5.0%

Walkability

The median home value in Shamrock Lakes is $157,400, 44% below the national average. Zillow estimates the typical home value at $225,207.

Home Value Sources

Ownership Split

Home Values

Census Median$157,400
44% below US avg
Zillow ZHVI$225,207

Real Estate Market (Redfin)

Rental Costs

HUD Fair Market Rent

Studio$816
1 Bedroom$882
2 Bedrooms$1,096
3 Bedrooms$1,391
4 Bedrooms$1,590

Ownership & Property

Owner-Occupied93.8%

Property Tax

Avg Tax (IRS)$2,313
34% below US avg
Effective Rate1.47%
In Shamrock Lakes, 41.6% of adults are obese (above the 32.1% national rate). 26.7% report depression. 24.5% are physically inactive.

Health Metrics: Shamrock Lakes vs U.S. Average (%)

Chronic Conditions

Obesity41.6%
30% above US avg
Diabetes11.3%
Heart Disease6.4%
High Blood Pressure35.1%
Asthma11.1%
COPD8.1%
Stroke3.2%

Behaviors & Mental Health

Binge Drinking18.7%
Physical Inactivity24.5%
Depression26.7%
Mental Distress19.3%
Physical Distress13.8%

Healthcare Access

Insurance Rate98.3%
Checkup Rate76.2%
Premature Death13,647/100K

Food & Exercise

Food Environment6.9/10
Exercise Access42.5%
Healthcare Facilities31

Crime Rates: Shamrock Lakes vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)2

Safety Score

Shamrock Lakes has an average annual temperature of 51°F (11°C). Winters average 26°F in January while summers reach 74°F in July. Annual precipitation is 41.7 inches. Air quality is rated Good with a median AQI of 41.

Temperature

26°F Jan (-3°C) 74°F Jul (23°C)
Annual Average51.3°F
5% below US avg
January Average26°F (-3°C)
July Average74°F (23°C)

Precipitation & Snow

Annual Rainfall41.7 inches
10% above US avg
Snowfall32.2 inches/yr

Air Quality

AQI Median41.0
RatingGood

Geography

Elevation885 ft (270 m)
Area0.3 sq mi (0.7 km²)
Population Density912/sq mi
Coordinates40.4114°N, 85.4274°W
County FIPS18009
It is classified as Nonmetro — Urban 2.5K–20K, adjacent. 20.0% of residents hold a bachelor's degree or higher (41% below US avg). In the 2024 election, the county voted Republican by a 50.3-point margin. 97.0% of households have broadband internet.

2024 Presidential Election (County)

R 74.2%
D 23.9%

Winner: Republican by 50.3 points

Education

Bachelor's Degree+20.0%
41% below US avg
High School+98.3%
School Test Score6.01
C+ Education Grade (2.6/5.0)

Urban-Rural Classification

RUCC Code 6Nonmetro — Urban 2.5K–20K, adjacent
Population Density912/sq mi
Total Area0.3 sq mi

Infrastructure & Services

Broadband Access97.0%
Public Libraries2
Healthcare Facilities31
Restaurants17
Retail Stores34

Safety & Disasters

Fatal Crashes (County/yr)2

Commute & Transportation

Avg Commute29.9 min
Work from Home5.0%

Nearby Cities

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