Median Income
$68,750
9% lower than US avg
Home Value
$295,000
5% higher than US avg
Violent Crime
30/100K
92% lower than US avg
Bachelor's+
5.1%
85% lower than US avg
Obesity Rate
34.3%
7% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
0.0%
100% lower than US avg
How Tow Compares to the U.S. Average (100% = U.S. avg)
People
Population177
Median Age70.6 yrs
Density97/mi²
Male / Female58% / 42%
Largest GroupWhite 97%
Veterans6.8%
Economy
A
Median Income$68,750
Per Capita$38,064
Unemployment0.0%
Poverty0.0%
County GDP$2,728M
Housing
A
Home Value$295,000
Ownership93.1%
Zillow$251,798
Housing Units165
Rent Burden27.8%
Crime
F
Violent30/100K
Property1,535/100K
Health
Obesity34.3%
Uninsured10.2%
Smoking13.7%
Depression24.5%
Heart Disease5.4%
Climate
Avg Temp65°F (19°C)
AQI42 (Good)
Rain32.3 in/yr
Sunny Days303/yr
Elevation1,034 ft (315 m)
Education
F
Bachelor's+5.1%
High School+100.0%
Graduate+0.0%
School Score5.18
Community
2024 VoteR 77% / D 22%
Broadband78.0%
EV Stations2
Libraries5
Is Tow a Good Place to Live?
Based on current data, Tow receives an overall livability score of 2.8 out of 5.0, earning a grade of C+. Key strengths include low unemployment, low crime rates, abundant sunshine, a low poverty rate. Tow has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Tow is $68,750, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 0.0%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%.
Cost of Living & Housing
The median home value in Tow is $295,000, roughly aligned with the national median of $281,900. A price-to-income ratio of 4.3x indicates a reasonably affordable housing market.
Safety & Crime
Tow is a very safe community with a violent crime rate of 30 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 1,535 per 100,000, 22% below the national average.
Education
5.1% of residents hold a bachelor's degree, below the national average of 33.7%. 100.0% have completed high school. Area schools have an average test score of 5.2/10.
Climate & Weather
Tow enjoys a moderate climate with an average annual temperature of 65°F. Winters average 47°F in January while summers reach 83°F in July. With 303 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 32.3 inches. Air quality is rated Good with a median AQI of 42.
Tow has a population of 177 with a density of 97 people per square mile, spread across 3.4 square miles. The median age is 70.6 years, 81% older than the national median of 38.9. The gender split is 41.8% female and 58.2% male. The city is predominantly White (96.6%). English is the primary language spoken at home by 100% of residents. 6.8% of the population are veterans. 11.5% of residents have a disability. 92.6% have health insurance coverage.
Population
70.6yrs
Median Age
81% above US avg
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
The median household income in Tow is $68,750, which is 9% below the national average of $75,149. Per capita income is $38,064. The average weekly wage is $1,089, 24% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 1,697 business establishments, including 136 restaurants. The cost of living index is 97.1, roughly in line with the national average. 17.5% of workers work from home.
Income
| Median HH Income | $68,750 |
| 9% below US avg |
| Per Capita Income | $38,064 |
| Avg Weekly Wage | $1,089 |
| IRS Avg AGI | $111,467 |
| Gini Index | 0.465 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 1,697 |
| County GDP | $2,728M |
Business (County)
| Restaurants | 136 |
| Healthcare | 145 |
| Retail | 196 |
| Manufacturing | 77 |
Tax & Cost of Living
| Property Tax (IRS) | $10,760 |
| 207% above US avg |
| Cost of Living | 97.10 (100=avg) |
| Effective Tax Rate | 3.65% |
Commute & Transportation
| Drive Alone | 71.9% |
| Public Transit | 0.0% |
| Work from Home | 17.5% |
The median home value in Tow is $295,000, 5% above the national median of $281,900. Zillow estimates the typical home value at $251,798, lower than the Census estimate. Fair market rent ranges from $935 for a one-bedroom to $1,149 for a two-bedroom apartment. 93.1% of housing units are owner-occupied (above the 65.4% national rate). There are 165 total housing units in the city. The median year a home was built is 1972. The average annual property tax is $10,760 (higher than the $3,500 national average). 27.8% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 4.3x.
Home Values
| Census Median | $295,000 |
| 5% above US avg |
| Zillow ZHVI | $251,798 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $887 |
| 1 Bedroom | $935 |
| 2 Bedrooms | $1,149 |
| 3 Bedrooms | $1,497 |
| 4 Bedrooms | $1,733 |
Ownership & Property
| Homeownership | 93.1% |
| Owner-Occupied | 93.1% |
| Renter-Occupied | 6.9% |
| Housing Units | 165 |
| Median Year Built | 1972 |
Property Tax
| Avg Tax (IRS) | $10,760 |
| 207% above US avg |
| Effective Rate | 3.65% |
In Tow, 34.3% of adults are obese, above the national rate of 32.1%. 8.8% have diabetes (below the 10.5% national rate). Heart disease affects 5.4% of residents. 30.6% have high blood pressure. 13.7% are current smokers. 21.8% report binge drinking. 20.9% are physically inactive, below the national average. 24.5% report depression (above the 20.0% national average). 18.2% experience frequent mental distress. 10.2% of residents lack health insurance. The primary care physician ratio is 1:2,426. The dentist ratio is 1:2,019. 42.2% of residents have access to exercise opportunities. The food environment index is 7.7 out of 10.
Health Metrics: Tow vs U.S. Average (%)
Chronic Conditions
| Obesity | 34.3% |
| 7% above US avg |
| Diabetes | 8.8% |
| Heart Disease | 5.4% |
| High Blood Pressure | 30.6% |
| Asthma | 9.8% |
| COPD | 5.6% |
| Cancer | 7.3% |
| Stroke | 2.7% |
Behaviors & Mental Health
| Smoking | 13.7% |
| 2% below US avg |
| Binge Drinking | 21.8% |
| Physical Inactivity | 20.9% |
| Depression | 24.5% |
| Mental Distress | 18.2% |
| Physical Distress | 11.8% |
| Short Sleep | 38.3% |
Healthcare Access
| Insurance Rate | 92.6% |
| Uninsured | 10.2% |
| 19% above US avg |
| Primary Care | 1:2,426 |
| Dentists | 1:2,019 |
| Mental Health | 1:1,125 |
| Checkup Rate | 71.6% |
| Dental Visits | 58.1% |
| Premature Death | 8,879/100K |
Food & Exercise
| Food Environment | 7.7/10 |
| Exercise Access | 42.2% |
| Healthcare Facilities | 145 |
Tow has a violent crime rate of 30 per 100,000 residents, 92% below the national average of 380. Property crime stands at 1,535 per 100,000, 22% below the U.S. average. The county recorded 15 fatal traffic crashes. The area has experienced 91 federally declared disasters. Overall, Tow receives a safety grade of F.
Crime Rates: Tow vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 30.1/100K |
| 92% below US avg |
| |
Property Crime
| Total Property | 1,534.8/100K |
| 22% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 15 |
| Avg Accident Severity | 0.0 / 4.0 |
| FEMA Disasters | 91 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Tow enjoys a temperate climate with an average annual temperature of 65°F (19°C). Winters average 47°F in January while summers reach 83°F in July. The area gets 303 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 32.3 inches. Air quality is rated Good with a median AQI of 42. The city sits at an elevation of 1,034 feet.
Temperature
47°F Jan (8°C)
83°F Jul (28°C)
| Annual Average | 65.3°F |
| 21% above US avg |
| January Average | 47°F (8°C) |
| July Average | 83°F (28°C) |
| Sunny Days | 303 days/yr |
Geography
| Elevation | 1,034 ft (315 m) |
| Area | 3.4 sq mi (8.9 km²) |
| Population Density | 97/sq mi |
| Coordinates | 30.8877°N, 98.4641°W |
| Timezone | America/Chicago |
| County | Burnet County County |
| Nearest Airport | Draughon-Miller Central Texas Regional (TPL)
65 miles away |
Precipitation & Snow
Annual Rainfall
32.3"
15% below US avg
Wettest Month (May)
4.29"
Air Quality
| AQI Median | 42.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 76.6 / 100 |
| Social Vulnerability | 82.7 / 100 |
| Community Resilience | 35.5 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Relatively Low |
| Earthquake |
Very Low |
| Wildfire |
Relatively Low |
| Flood |
Relatively Moderate |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Moderate |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Moderate |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Moderate |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
1 earthquake (M2.5+) within 150 km since 1990.
Strongest: M2.9. Most recent: M2.9 on Sep 3, 2015.
| Sep 3, 2015 |
7 km NNE of Leander, Texas |
M2.9 |
66 km |
Source: USGS (M2.5+, 1990–2025)
Hurricane History
3 hurricanes (Cat 1+) within 500 km since 1980.
Strongest: Category 2. Most recent: Beryl (2024, Cat 1).
| Year |
Name |
Category |
Closest |
| 2024 |
Beryl |
Category 1 |
296 km |
| 2017 |
Harvey |
Category 3 |
268 km |
| 2003 |
Claudette |
Category 1 |
296 km |
Source: NOAA IBTrACS (Cat 1+, 1980–2026)
Tornado History
336 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 34 fatalities, 201 injuries.
| Date |
Rating |
Distance |
Fatalities |
| May 27, 1997 |
EF5 |
81 km |
27 |
| May 11, 1999 |
EF4 |
65 km |
1 |
| May 27, 1997 |
EF4 |
72 km |
1 |
| Apr 12, 2022 |
EF3 |
65 km |
0 |
| Oct 12, 2001 |
EF3 |
74 km |
0 |
| May 11, 1999 |
EF3 |
96 km |
0 |
| May 27, 1997 |
EF3 |
72 km |
0 |
| May 27, 1997 |
EF3 |
100 km |
0 |
| May 13, 1994 |
EF3 |
40 km |
0 |
| Mar 14, 1990 |
EF3 |
94 km |
0 |
| May 17, 1989 |
EF3 |
82 km |
1 |
| Apr 7, 1980 |
EF3 |
84 km |
1 |
| Mar 2, 1979 |
EF3 |
88 km |
0 |
| May 30, 1976 |
EF3 |
100 km |
0 |
| May 26, 1976 |
EF3 |
93 km |
2 |
| Mar 10, 1973 |
EF3 |
28 km |
0 |
| May 6, 1969 |
EF3 |
88 km |
0 |
| May 10, 1959 |
EF3 |
98 km |
0 |
| Mar 21, 2022 |
EF2 |
88 km |
0 |
| Jun 9, 2019 |
EF2 |
57 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: CRITTENBERG COMPLEX (21,391 ac, 2022).
| Year |
Name |
Acres |
Distance |
| 2022 |
CRITTENBERG COMPLEX |
21,391 |
84 km |
| 1993 |
SAN SABA FIRE |
12,896 |
52 km |
| 2020 |
GATE 5 |
11,457 |
92 km |
| 2015 |
EATON CEMETERY |
10,441 |
54 km |
| 2020 |
MAYS |
9,736 |
68 km |
| 1999 |
WILLIAMS RANCH FIRE |
6,226 |
41 km |
| 2011 |
ROBINETTE |
6,039 |
79 km |
| 2011 |
UNNAMED |
5,706 |
84 km |
| 2003 |
UNNAMED |
4,490 |
59 km |
| 2011 |
SPICEWOOD |
4,239 |
63 km |
| 2011 |
JAMES RIVER ROAD |
3,918 |
86 km |
| 1984 |
STEWAIT |
3,696 |
58 km |
| 2020 |
BUFFALO CREEK |
3,630 |
78 km |
| 2015 |
LOG CABIN |
3,391 |
52 km |
| 2022 |
3 OAKS |
3,294 |
59 km |
| 2005 |
UNNAMED |
3,133 |
70 km |
| 2018 |
HARMAN ROAD |
3,094 |
68 km |
| 2000 |
UNNAMED |
2,928 |
60 km |
| 2011 |
CAMP BOWIE |
2,652 |
93 km |
| 2007 |
ART |
2,623 |
62 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
47°F (8°C) |
1.4 in |
Coldest, Driest |
| February |
50°F (10°C) |
2.0 in |
|
| March |
58°F (14°C) |
2.1 in |
|
| April |
65°F (18°C) |
2.4 in |
|
| May |
72°F (22°C) |
4.3 in |
Wettest |
| June |
79°F (26°C) |
3.2 in |
|
| July |
83°F (28°C) |
1.8 in |
Warmest |
| August |
82°F (28°C) |
2.2 in |
|
| September |
76°F (25°C) |
3.0 in |
|
| October |
67°F (19°C) |
3.1 in |
|
| November |
56°F (13°C) |
2.1 in |
|
| December |
48°F (9°C) |
1.6 in |
|
Tow has a seasonal temperature swing of 36°F / from 47°F in January to 83°F in July. Total annual precipitation is 29.1 inches, with May being the wettest month (4.3") and January the driest (1.4").
Average costs for common services in Tow. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$243 ($146–$388) |
| Specialist Visit |
$340 ($194–$534) |
| Urgent Care Visit |
$194 ($97–$340) |
| Emergency Room Visit |
$2,136 ($777–$4,855) |
| Dental Cleaning |
$126 ($73–$194) |
| Dental Filling |
$243 ($146–$388) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$44 ($24–$73) |
| Oil Change (Synthetic) |
$73 ($49–$117) |
| Brake Pad Replacement |
$291 ($146–$486) |
| Tire Rotation |
$39 ($19–$73) |
| New Tires (Set of 4) |
$583 ($388–$971) |
| Battery Replacement |
$194 ($97–$340) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$97 ($58–$146) |
| Electrician (Per Hour) |
$87 ($49–$136) |
| HVAC Repair |
$388 ($146–$777) |
| HVAC System Install |
$6,797 ($3,884–$11,652) |
| Roof Repair |
$971 ($388–$1,942) |
| Roof Replacement |
$8,739 ($5,341–$14,565) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,457 ($486–$3,399) |
| Divorce (Contested) |
$14,565 ($4,855–$29,130) |
| DUI Defense |
$4,855 ($1,942–$9,710) |
| Bankruptcy (Chapter 7) |
$1,457 ($777–$2,913) |
| Will Preparation |
$486 ($194–$971) |
| Trust Preparation |
$2,428 ($971–$4,855) |
View all 12 services
Personal Care
| Men's Haircut |
$24 ($15–$44) |
| Women's Haircut |
$53 ($29–$97) |
| Hair Coloring (Full) |
$146 ($73–$243) |
| Manicure |
$24 ($15–$44) |
| Pedicure |
$39 ($24–$63) |
| Massage (1 Hour) |
$78 ($49–$126) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.98 ($2.91–$5.34) |
| Dozen Eggs (per dozen) |
$3.40 ($2.43–$4.86) |
| Loaf of Bread |
$3.69 ($2.43–$5.34) |
| Chicken Breast (per lb) |
$4.37 ($2.91–$6.31) |
| Ground Beef (per lb) |
$5.34 ($3.88–$7.28) |
| Rice (per lb) |
$0.97 ($0.58–$1.75) |
View all 20 services
Utilities
| Electricity (Monthly) |
$136 ($78–$243) |
| Natural Gas (Monthly) |
$68 ($29–$146) |
| Water/Sewer (Monthly) |
$68 ($39–$117) |
| Internet (Monthly) |
$68 ($39–$97) |
| Cell Phone Plan (Monthly) |
$63 ($29–$97) |
| Cable TV (Monthly) |
$83 ($49–$146) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$194 ($73–$486) |
| Car Insurance (Annual) |
$1,942 ($1,165–$3,399) |
| Bus Pass (Monthly) |
$68 ($29–$126) |
| Taxi/Uber (5-Mile Ride) |
$15 ($7.77–$24) |
| Car Registration (Annual) |
$97 ($29–$243) |
| Driver's License Renewal |
$29 ($15–$73) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,165 ($583–$2,428) |
| Daycare (Toddler, Monthly) |
$971 ($486–$1,942) |
| After-School Care (Monthly) |
$388 ($194–$680) |
| Tutoring (Per Hour) |
$49 ($24–$97) |
| SAT/ACT Prep Course |
$971 ($388–$2,428) |
| Private School (K-12, Annual) |
$12,138 ($4,855–$29,130) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$58 ($29–$97) |
| Dog Vaccination (Annual) |
$97 ($49–$194) |
| Dog Grooming |
$58 ($29–$97) |
| Pet Boarding (Per Night) |
$39 ($19–$73) |
| Dog Spay/Neuter |
$291 ($146–$486) |
| Cat Spay/Neuter |
$194 ($97–$388) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $875 |
| Toddler | $818 |
| Preschool | $792 |
| Family Childcare (monthly) |
| Infant | $784 |
| Toddler | $745 |
| Preschool | $736 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Tow
What is the population of Tow?
Tow has a population of 177 residents and is located in Texas. The population density is 97 people per square mile, spread across 3.4 square miles. The median age of residents is 70.6 years, which is older than the national median of 38.9 years. The population is 41.8% female and 58.2% male.
Is Tow expensive to live in?
Tow has a cost of living roughly in line with the national average, with an index of 97.1 (baseline: 100). The median household income is $68,750, 9% below the national average of $75,149. The median home value is $295,000 (5% above the U.S. median). The home price-to-income ratio is 4.3x, indicating housing is reasonably affordable relative to local income levels.
Is Tow safe?
Tow is considered a very safe city with a violent crime rate of 30 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 1,535 per 100,000 (below the national average). Overall, Tow receives a safety grade of F based on combined crime data.
What is the weather like in Tow?
Tow enjoys a temperate climate with an average annual temperature of 65°F (19°C). Winter temperatures average 47°F in January, while summers reach an average of 83°F in July. The area receives 303 sunny days per year, well above the national average of 205. Annual rainfall totals 32.3 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 42.
How is the job market in Tow?
The job market in Tow is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $1,089. There are 1,697 business establishments in the area, including 136 restaurants and food service locations.
How much does housing cost in Tow?
The median home value in Tow is $295,000. Zillow estimates the typical home value at $251,798. The homeownership rate is 93.1%. The average annual property tax is $10,760.
How are the schools in Tow?
Schools in Tow score 5.2 out of 10 on standardized testing, near the national average. 5.1% of adults in Tow hold a bachelor's degree or higher, below the national average of 33.7%. 100.0% have completed high school. 0.0% hold a graduate or professional degree.
How healthy is Tow?
The obesity rate in Tow is 34.3% (above the national rate of 32.1%). 13.7% of adults are smokers. 20.9% are physically inactive. 24.5% of residents report depression. 10.2% lack health insurance (above the national rate). 42.2% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,426.
What are the demographics of Tow?
The racial and ethnic makeup of Tow is 96.6% White. 100% of residents speak only English at home. 6.8% of the population are military veterans. 11.5% of residents have a disability. 92.6% have health insurance coverage.
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