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Whitewater, IN

Indiana

Whitewater is a small town in Indiana with a population of 71. Residents earn $60,536 per year, which is 19% below the national average.

4.0 /5.0
A Great
71 Population 888/sq mi density
$60,536 Median Income $25,231 per capita
$80,000 Home Value
52°F Avg Temperature 293 sunny days/yr
A
Overall
4.0 / 5.0
Great overall score based on economy, affordability, safety and education
A
Economy
4.2 / 5.0
$60,536 median income, 0.0% unemployment
A+
Affordability
5.0 / 5.0
$80,000 home value
C+
Education
2.7 / 5.0
21.4% bachelor's degree or higher
Median Income $60,536
19% lower than US avg
Home Value $80,000
72% lower than US avg
Bachelor's+ 21.4%
36% lower than US avg
Obesity Rate 34.3%
7% higher than US avg
Unemployment 0.0%
100% lower than US avg
Poverty Rate 4.0%
68% lower than US avg

How Whitewater Compares to the U.S. Average (100% = U.S. avg)

People

Population71
Median Age50.2 yrs
Density888/mi²
Male / Female63% / 37%
Largest GroupWhite 100%
Veterans58.0%

Economy

A
Median Income$60,536
Per Capita$25,231
Unemployment0.0%
Poverty4.0%
County GDP$1,563M
Commute18 min

Housing

A+
Home Value$80,000
RentN/A
OwnershipN/A
Housing Units24
Rent Burden23.5%

Health

Obesity34.3%
Uninsured8.4%
Smoking17.3%
Depression26.5%
Heart Disease6.1%

Climate

Avg Temp52°F (11°C)
AQI41 (Good)
Rain42.9 in/yr
Sunny Days293/yr
Elevation1,131 ft (345 m)

Education

C+
Bachelor's+21.4%
High School+100.0%
Graduate+7.1%
School Score6.01

Community

2024 VoteR 79% / D 20%
Commute18 min
Broadband31.0%
Libraries11

Is Whitewater a Good Place to Live?

Based on current data, Whitewater receives an overall livability score of 4.0 out of 5.0, earning a grade of A. Key strengths include low unemployment, affordable housing, abundant sunshine, a low poverty rate. Whitewater stands out as an excellent place to live, with strong marks across most quality-of-life indicators.

Economy & Jobs

The median household income in Whitewater is $60,536, 19% below the national average of $75,149. The job market is very strong with unemployment at just 0.0%. Only 4.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 18 minutes, shorter than most U.S. cities.

Cost of Living & Housing

The median home value in Whitewater is $80,000, 72% below the national median — offering relatively affordable homeownership. At just 1.3x median income, home prices are very affordable relative to local earnings.

Education

21.4% of residents hold a bachelor's degree, below the national average of 33.7%. 100.0% have completed high school. Area schools have an average test score of 6/10.

Climate & Weather

Whitewater experiences four distinct seasons with an average temperature of 52°F. Winters average 28°F in January while summers reach 74°F in July. With 293 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 42.9 inches. Air quality is rated Good with a median AQI of 41.

Whitewater has a population of 71 with a density of 888 people per square mile. The median age is 50.2 years, 29% older than the national median of 38.9. The city is predominantly White (100%).

Population

71
Total Population
888
People / sq mi
50.2yrs
Median Age
29% above US avg
0.1mi²
Land Area

Gender Distribution

Male 63.4%
Female 36.6%

Race & Ethnicity

Whitewater vs U.S. Average

Language Spoken at Home

English Only94.4%
20% above US avg
Spanish5.6%
58% below US avg

Social Characteristics

Whitewater vs U.S. Average

The median household income in Whitewater is $60,536, which is 19% below the national average of $75,149. The unemployment rate is 0.0% (below the 3.6% US average). 4.0% of residents live below the poverty line. Workers commute an average of 18 minutes.

Income: Whitewater vs U.S.

Commute Mode

Income

Median HH Income$60,536
19% below US avg
Per Capita Income$25,231
Avg Weekly Wage$1,014
IRS Avg AGI$62,409

Employment & Poverty

Unemployment0.0%
100% below US avg
Poverty Rate4.0%
68% below US avg
Establishments (County)806
County GDP$1,563M

Business (County)

Restaurants59
Healthcare77
Retail89
Manufacturing50

Tax & Cost of Living

Property Tax (IRS)$3,260
7% below US avg
Cost of Living93.30 (100=avg)
Effective Tax Rate4.08%

Commute & Transportation

Commute Time17.5 min
Drive Alone72.2%
Public Transit0.0%
Work from Home22.2%

Walkability

The median home value in Whitewater is $80,000, 72% below the national average.

Home Value Sources

Ownership Split

Home Values

Census Median$80,000
72% below US avg

Real Estate Market (Redfin)

Rental Costs

Rent Burden23.5%

HUD Fair Market Rent

Studio$816
1 Bedroom$882
2 Bedrooms$1,096
3 Bedrooms$1,391
4 Bedrooms$1,590

Ownership & Property

Owner-Occupied90.3%
Housing Units24
Median Year Built1950

Property Tax

Avg Tax (IRS)$3,260
7% below US avg
Effective Rate4.08%
In Whitewater, 34.3% of adults are obese (above the 32.1% national rate). 8.4% of residents lack health insurance. 17.3% are current smokers. 26.5% report depression. 22.6% are physically inactive.

Health Metrics: Whitewater vs U.S. Average (%)

Chronic Conditions

Obesity34.3%
7% above US avg
Diabetes10.1%
Heart Disease6.1%
High Blood Pressure33.1%
Asthma10.8%
COPD7.2%
Cancer7.5%
Stroke2.9%

Behaviors & Mental Health

Smoking17.3%
24% above US avg
Binge Drinking20.5%
Physical Inactivity22.6%
Depression26.5%
Mental Distress18.8%
Physical Distress12.9%
Short Sleep37.9%

Healthcare Access

Insurance Rate90.7%
Uninsured8.4%
2% below US avg
Checkup Rate76.2%
Dental Visits64.0%
Premature Death9,640/100K

Food & Exercise

Food Environment8.3/10
Exercise Access35.1%
Healthcare Facilities77
Whitewater has an average annual temperature of 52°F (11°C). Winters average 28°F in January while summers reach 74°F in July. Annual precipitation is 42.9 inches. The area enjoys 293 sunny days per year. Air quality is rated Good with a median AQI of 41.

Temperature

28°F Jan (-2°C) 74°F Jul (23°C)
Annual Average52.3°F
3% below US avg
January Average28°F (-2°C)
July Average74°F (23°C)
Sunny Days293 days/yr

Precipitation & Snow

Annual Rainfall42.9 inches
13% above US avg

Air Quality

AQI Median41.0
RatingGood

Geography

Elevation1,131 ft (345 m)
Area0.1 sq mi (0.2 km²)
Population Density888/sq mi
Coordinates39.9448°N, 84.8311°W
TimezoneAmerica/Indiana/Indianapolis
County FIPS39135
It is classified as Nonmetro — Urban 2.5K–20K, adjacent. 21.4% of residents hold a bachelor's degree or higher (36% below US avg). In the 2024 election, the county voted Republican by a 59.1-point margin. 31.0% of households have broadband internet.

2024 Presidential Election (County)

R 79.2%
D 20.1%

Winner: Republican by 59.1 points

Education

Bachelor's Degree+21.4%
36% below US avg
High School+100.0%
Graduate Degree+7.1%
School Test Score6.01
C+ Education Grade (2.7/5.0)

Urban-Rural Classification

RUCC Code 6Nonmetro — Urban 2.5K–20K, adjacent
Population Density888/sq mi
Total Area0.1 sq mi

Infrastructure & Services

Broadband Access31.0%
Public Libraries11
Healthcare Facilities77
Restaurants59
Retail Stores89

Safety & Disasters

Fatal Crashes (County/yr)9

Commute & Transportation

Avg Commute17.5 min
Drive Alone72.2%
Public Transit0.0%
Work from Home22.2%

Nearby Cities

New Paris, OH 1,338 pop · 6.4 mi Richmond, IN 35,551 pop · 8.4 mi Centerville, IN 2,748 pop · 12.3 mi Arcanum, OH 2,850 pop · 15.0 mi Greenville, OH 12,748 pop · 15.7 mi Lewisburg, OH 1,769 pop · 16.6 mi Eaton, OH 8,353 pop · 17.0 mi Hagerstown, IN 1,710 pop · 17.2 mi Winchester, IN 4,912 pop · 17.5 mi Union City, IN 3,477 pop · 17.6 mi Union City, OH 1,367 pop · 17.7 mi Lake Lakengren, OH 3,404 pop · 19.3 mi Cambridge City, IN 1,623 pop · 20.2 mi West Alexandria, OH 1,599 pop · 20.9 mi
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