Median Income
$73,229
3% lower than US avg
Violent Crime
324/100K
15% lower than US avg
Bachelor's+
0.0%
100% lower than US avg
Median Rent
$3,501
201% higher than US avg
Obesity Rate
42.3%
32% higher than US avg
Unemployment
1.2%
67% lower than US avg
Poverty Rate
0.0%
100% lower than US avg
How Cloverland Compares to the U.S. Average (100% = U.S. avg)
People
Population279
Median Age26.5 yrs
Density473/mi²
Male / Female48% / 52%
Largest GroupWhite 100%
Veterans4.7%
Economy
A+
Median Income$73,229
Per Capita$29,694
Unemployment1.2%
Poverty0.0%
County GDP$1,042M
Commute13 min
Housing
F
Rent$3,501
Ownership52.8%
Zillow$125,296
Housing Units136
Rent Burden51.0%
Crime
F
Violent324/100K
Property4,931/100K
Health
Obesity42.3%
Smoking16.8%
Depression27.3%
Heart Disease6.2%
Climate
Avg Temp52°F (11°C)
AQI41 (Good)
Rain47.4 in/yr
Sunny Days293/yr
Elevation607 ft (185 m)
Education
A+
Bachelor's+0.0%
High School+100.0%
Graduate+5.1%
School Score6.12
Community
2024 VoteR 78% / D 21%
Commute13 min
Broadband89.6%
EV Stations1
Libraries1
Is Cloverland a Good Place to Live?
Based on current data, Cloverland receives an overall livability score of 2.9 out of 5.0, earning a grade of C+. Key strengths include low unemployment, abundant sunshine, a low poverty rate. Areas to be aware of include high obesity rates. Cloverland has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Cloverland is $73,229, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 1.2%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 13 minutes, shorter than most U.S. cities.
Cost of Living & Housing
Renters pay a median of $3,501 per month, significantly above the national average of $1,163.
Safety & Crime
Violent crime in Cloverland is below the national average at 324 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 4,931 per 100,000, 152% above the national average.
Education
0.0% of residents hold a bachelor's degree, below the national average of 33.7%. 100.0% have completed high school. Local schools score 6.1/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Cloverland experiences four distinct seasons with an average temperature of 52°F. Winters average 27°F in January while summers reach 74°F in July. With 293 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 47.4 inches, including 13.0 inches of snow. Air quality is rated Good with a median AQI of 41.
Cloverland has a population of 279 with a density of 473 people per square mile, spread across 0.6 square miles. The median age is 26.5 years, 32% younger than the national median of 38.9. The gender split is 52% female and 48% male. The city is predominantly White (100%). English is the primary language spoken at home by 100% of residents. 4.7% of the population are veterans, below the national rate of 6.0%. 17.6% of residents have a disability (above the 13.0% national average). 72.9% have health insurance coverage.
Population
26.5yrs
Median Age
32% below US avg
Race & Ethnicity
Cloverland vs U.S. Average
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
Social Characteristics
Cloverland vs U.S. Average
The median household income in Cloverland is $73,229, which is 3% below the national average of $75,149. Per capita income is $29,694 (below the $39,052 national figure). The average weekly wage is $881, 38% lower than the U.S. average. The unemployment rate is 1.2% (below the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 529 business establishments, including 49 restaurants. The cost of living index is 93.3, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 13 minutes (shorter than the 28-minute US average). 0.0% of workers work from home (below the 15.2% national rate).
Income: Cloverland vs U.S.
Income
| Median HH Income | $73,229 |
| 3% below US avg |
| Per Capita Income | $29,694 |
| Avg Weekly Wage | $881 |
| IRS Avg AGI | $62,294 |
| Gini Index | 0.426 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 1.2% |
| 67% below US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 529 |
| County GDP | $1,042M |
Business (County)
| Restaurants | 49 |
| Healthcare | 57 |
| Retail | 83 |
| Manufacturing | 26 |
Tax & Cost of Living
| Property Tax (IRS) | $1,477 |
| 58% below US avg |
| Cost of Living | 93.30 (100=avg) |
Commute & Transportation
| Commute Time | 13.1 min |
| Drive Alone | 36.7% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
Zillow estimates the typical home value at $125,296. Monthly rent averages $3,501 (201% above the national average of $1,163). Fair market rent ranges from $882 for a one-bedroom to $1,096 for a two-bedroom apartment. 52.8% of housing units are owner-occupied (below the 65.4% national rate). There are 136 total housing units in the city. The median year a home was built is 1979. The average annual property tax is $1,477 (lower than the $3,500 national average). 51.0% of renters spend 30% or more of their income on housing, indicating a significant affordability challenge for renters.
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $3,501 |
| 201% above US avg |
| Rent Burden | 51.0% |
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $882 |
| 2 Bedrooms | $1,096 |
| 3 Bedrooms | $1,391 |
| 4 Bedrooms | $1,590 |
Ownership & Property
| Homeownership | 52.8% |
| Owner-Occupied | 52.8% |
| Renter-Occupied | 47.2% |
| Housing Units | 136 |
| Median Year Built | 1979 |
Property Tax
| Avg Tax (IRS) | $1,477 |
| 58% below US avg |
In Cloverland, 42.3% of adults are obese, above the national rate of 32.1%. 11.3% have diabetes. Heart disease affects 6.2% of residents. 35.7% have high blood pressure. 16.8% are current smokers. 18.7% report binge drinking. 24.3% are physically inactive. 27.3% report depression (above the 20.0% national average). 18.9% experience frequent mental distress. The primary care physician ratio is 1:2,032. The dentist ratio is 1:4,396. 53.0% of residents have access to exercise opportunities. The food environment index is 7.8 out of 10.
Health Metrics: Cloverland vs U.S. Average (%)
Chronic Conditions
| Obesity | 42.3% |
| 32% above US avg |
| Diabetes | 11.3% |
| Heart Disease | 6.2% |
| High Blood Pressure | 35.7% |
| Asthma | 11.3% |
| COPD | 7.4% |
| Cancer | 7.5% |
| Stroke | 3.0% |
Behaviors & Mental Health
| Smoking | 16.8% |
| 20% above US avg |
| Binge Drinking | 18.7% |
| Physical Inactivity | 24.3% |
| Depression | 27.3% |
| Mental Distress | 18.9% |
| Physical Distress | 13.4% |
| Short Sleep | 36.7% |
Healthcare Access
| Insurance Rate | 72.9% |
| |
| Primary Care | 1:2,032 |
| Dentists | 1:4,396 |
| Mental Health | 1:2,035 |
| Checkup Rate | 78.3% |
| Dental Visits | 63.8% |
| Premature Death | 9,097/100K |
Food & Exercise
| Food Environment | 7.8/10 |
| Exercise Access | 53.0% |
| Healthcare Facilities | 57 |
Cloverland has a violent crime rate of 324 per 100,000 residents, 15% below the national average of 380. Property crime stands at 4,931 per 100,000, 152% above the U.S. average. The county recorded 3 fatal traffic crashes. Overall, Cloverland receives a safety grade of F.
Crime Rates: Cloverland vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 324.1/100K |
| 15% below US avg |
| |
Property Crime
| Total Property | 4,930.8/100K |
| 152% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 3 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Cloverland experiences four distinct seasons with an average annual temperature of 52°F (11°C). Winters average 27°F in January while summers reach 74°F in July. The area gets 293 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 47.4 inches (wetter than the 38-inch national average). The area receives 13.0 inches of snow annually. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 607 feet.
Temperature
27°F Jan (-3°C)
74°F Jul (23°C)
| Annual Average | 52.0°F |
| 4% below US avg |
| January Average | 27°F (-3°C) |
| July Average | 74°F (23°C) |
| Sunny Days | 293 days/yr |
Geography
| Elevation | 607 ft (185 m) |
| Area | 0.6 sq mi (1.5 km²) |
| Population Density | 473/sq mi |
| Coordinates | 39.5043°N, 87.2257°W |
| Timezone | America/Indiana/Indianapolis |
| County | Clay County County |
| Nearest Airport | Terre Haute Regional (HUF)
6 miles away |
Precipitation & Snow
Annual Rainfall
47.4"
25% above US avg
Wettest Month (Jul)
4.72"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 27.0 / 100 |
| Social Vulnerability | 19.7 / 100 |
| Community Resilience | 76.9 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Very Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Very Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
35 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M5.2. Most recent: M3.3 on May 13, 2025.
| Apr 18, 2008 |
7 km NNE of Bellmont, Illinois |
M5.2 |
130 km |
| Apr 18, 2008 |
9 km NNE of Bellmont, Illinois |
M4.7 |
129 km |
| Apr 21, 2008 |
7 km NNE of Bellmont, Illinois |
M4.0 |
130 km |
| Jun 17, 2021 |
Illinois-Indiana border region |
M3.8 |
37 km |
| Sep 19, 2017 |
4 km N of Bellmont, Illinois |
M3.8 |
134 km |
| Sep 12, 2004 |
4 km NW of Manilla, Indiana |
M3.8 |
135 km |
| Nov 11, 1991 |
3 km W of Flat Rock, Illinois |
M3.8 |
79 km |
| Dec 20, 1990 |
5 km S of Stilesville, Indiana |
M3.7 |
52 km |
| Apr 25, 2008 |
8 km NNE of Bellmont, Illinois |
M3.7 |
130 km |
| Apr 14, 2000 |
4 km NW of Heritage Lake, Indiana |
M3.6 |
50 km |
| Nov 20, 2012 |
7 km N of Bellmont, Illinois |
M3.6 |
131 km |
| Jun 5, 2008 |
8 km WNW of Mount Carmel, Illinois |
M3.4 |
128 km |
| May 1, 2008 |
8 km NNE of Bellmont, Illinois |
M3.3 |
129 km |
| May 13, 2025 |
7 km SSW of Lerna, Illinois |
M3.3 |
96 km |
| Dec 17, 1990 |
Illinois-Indiana border region |
M3.2 |
65 km |
| Dec 16, 1996 |
3 km NNE of Terre Haute, Indiana |
M3.1 |
15 km |
| Jul 18, 2008 |
6 km NNE of Bellmont, Illinois |
M3.1 |
132 km |
| May 10, 2012 |
0 km NW of Emison, Indiana |
M3.1 |
80 km |
| Sep 9, 2017 |
4 km N of Bellmont, Illinois |
M3.1 |
134 km |
| Apr 24, 1990 |
5 km SW of Newton, Illinois |
M2.9 |
104 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
511 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 44 fatalities, 684 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 11, 1965 |
EF4 |
98 km |
0 |
| Apr 11, 1965 |
EF4 |
65 km |
28 |
| Mar 31, 2023 |
EF3 |
49 km |
2 |
| Mar 31, 2023 |
EF3 |
96 km |
0 |
| Mar 31, 2023 |
EF3 |
98 km |
6 |
| Nov 17, 2013 |
EF3 |
99 km |
0 |
| Mar 8, 2009 |
EF3 |
90 km |
0 |
| Nov 15, 2005 |
EF3 |
92 km |
0 |
| Sep 20, 2002 |
EF3 |
60 km |
0 |
| Apr 19, 1996 |
EF3 |
92 km |
1 |
| Nov 22, 1992 |
EF3 |
57 km |
0 |
| Nov 22, 1992 |
EF3 |
62 km |
0 |
| Nov 22, 1992 |
EF3 |
37 km |
0 |
| Jul 30, 1992 |
EF3 |
95 km |
0 |
| Jun 2, 1990 |
EF3 |
96 km |
0 |
| Mar 10, 1986 |
EF3 |
62 km |
0 |
| Jun 2, 1980 |
EF3 |
65 km |
1 |
| Jun 25, 1978 |
EF3 |
86 km |
0 |
| Aug 10, 1974 |
EF3 |
82 km |
0 |
| Apr 3, 1974 |
EF3 |
88 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
2 wildfires (100+ acres) within 100 km.
Largest: UNNAMED (1,547 ac, 2021).
| Year |
Name |
Acres |
Distance |
| 2021 |
UNNAMED |
1,547 |
93 km |
| 2016 |
UNNAMED |
898 |
93 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
27°F (-3°C) |
2.2 in |
Coldest, Driest |
| February |
31°F (-1°C) |
2.2 in |
|
| March |
42°F (5°C) |
3.5 in |
|
| April |
52°F (11°C) |
4.0 in |
|
| May |
63°F (17°C) |
4.5 in |
|
| June |
72°F (22°C) |
3.9 in |
|
| July |
74°F (23°C) |
4.7 in |
Warmest, Wettest |
| August |
73°F (23°C) |
3.9 in |
|
| September |
67°F (19°C) |
3.4 in |
|
| October |
55°F (13°C) |
2.6 in |
|
| November |
43°F (6°C) |
3.7 in |
|
| December |
32°F (-0°C) |
3.0 in |
|
Cloverland has a seasonal temperature swing of 47°F / from 27°F in January to 74°F in July. Total annual precipitation is 41.8 inches, with July being the wettest month (4.7") and January the driest (2.2").
Average costs for common services in Cloverland. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$233 ($140–$373) |
| Specialist Visit |
$327 ($187–$513) |
| Urgent Care Visit |
$187 ($93–$327) |
| Emergency Room Visit |
$2,053 ($746–$4,665) |
| Dental Cleaning |
$121 ($70–$187) |
| Dental Filling |
$233 ($140–$373) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23–$70) |
| Oil Change (Synthetic) |
$70 ($47–$112) |
| Brake Pad Replacement |
$280 ($140–$467) |
| Tire Rotation |
$37 ($19–$70) |
| New Tires (Set of 4) |
$560 ($373–$933) |
| Battery Replacement |
$187 ($93–$327) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$93 ($56–$140) |
| Electrician (Per Hour) |
$84 ($47–$131) |
| HVAC Repair |
$373 ($140–$746) |
| HVAC System Install |
$6,531 ($3,732–$11,196) |
| Roof Repair |
$933 ($373–$1,866) |
| Roof Replacement |
$8,397 ($5,132–$13,995) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,400 ($467–$3,266) |
| Divorce (Contested) |
$13,995 ($4,665–$27,990) |
| DUI Defense |
$4,665 ($1,866–$9,330) |
| Bankruptcy (Chapter 7) |
$1,400 ($746–$2,799) |
| Will Preparation |
$467 ($187–$933) |
| Trust Preparation |
$2,333 ($933–$4,665) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$42) |
| Women's Haircut |
$51 ($28–$93) |
| Hair Coloring (Full) |
$140 ($70–$233) |
| Manicure |
$23 ($14–$42) |
| Pedicure |
$37 ($23–$61) |
| Massage (1 Hour) |
$75 ($47–$121) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.83 ($2.80–$5.13) |
| Dozen Eggs (per dozen) |
$3.27 ($2.33–$4.67) |
| Loaf of Bread |
$3.55 ($2.33–$5.13) |
| Chicken Breast (per lb) |
$4.20 ($2.80–$6.06) |
| Ground Beef (per lb) |
$5.13 ($3.73–$7.00) |
| Rice (per lb) |
$0.93 ($0.56–$1.68) |
View all 20 services
Utilities
| Electricity (Monthly) |
$131 ($75–$233) |
| Natural Gas (Monthly) |
$65 ($28–$140) |
| Water/Sewer (Monthly) |
$65 ($37–$112) |
| Internet (Monthly) |
$65 ($37–$93) |
| Cell Phone Plan (Monthly) |
$61 ($28–$93) |
| Cable TV (Monthly) |
$79 ($47–$140) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$187 ($70–$467) |
| Car Insurance (Annual) |
$1,866 ($1,120–$3,266) |
| Bus Pass (Monthly) |
$65 ($28–$121) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.46–$23) |
| Car Registration (Annual) |
$93 ($28–$233) |
| Driver's License Renewal |
$28 ($14–$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,120 ($560–$2,333) |
| Daycare (Toddler, Monthly) |
$933 ($467–$1,866) |
| After-School Care (Monthly) |
$373 ($187–$653) |
| Tutoring (Per Hour) |
$47 ($23–$93) |
| SAT/ACT Prep Course |
$933 ($373–$2,333) |
| Private School (K-12, Annual) |
$11,663 ($4,665–$27,990) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28–$93) |
| Dog Vaccination (Annual) |
$93 ($47–$187) |
| Dog Grooming |
$56 ($28–$93) |
| Pet Boarding (Per Night) |
$37 ($19–$70) |
| Dog Spay/Neuter |
$280 ($140–$467) |
| Cat Spay/Neuter |
$187 ($93–$373) |
View all 9 services
Frequently Asked Questions About Cloverland
What is the population of Cloverland?
Cloverland has a population of 279 residents and is located in Indiana. The population density is 473 people per square mile, spread across 0.6 square miles. The median age of residents is 26.5 years, which is younger than the national median of 38.9 years. The population is 52% female and 48% male.
Is Cloverland expensive to live in?
Cloverland is more affordable than the national average, with a cost of living index of 93.3 / below the baseline of 100. The median household income is $73,229, 3% below the national average of $75,149. Renters pay a median of $3,501 per month, above the national average of $1,163.
Is Cloverland safe?
Cloverland is safer than the national average, with a violent crime rate of 324 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 4,931 per 100,000 (above the national average). Overall, Cloverland receives a safety grade of F based on combined crime data.
What is the weather like in Cloverland?
Cloverland has a four-season climate with an average annual temperature of 52°F (11°C). Winter temperatures average 27°F in January, while summers reach an average of 74°F in July. The area receives 293 sunny days per year, well above the national average of 205. Annual rainfall totals 47.4 inches, with 13.0 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Cloverland?
The job market in Cloverland is very strong, with unemployment at just 1.2% / well below the national rate of 3.6%. The average weekly wage is $881. There are 529 business establishments in the area, including 49 restaurants and food service locations. The average commute time is 13 minutes, and 0.0% of workers work from home.
How much does housing cost in Cloverland?
For renters, the median monthly rent is $3,501. Fair market rent is $882 for a 1-bedroom and $1,096 for a 2-bedroom apartment. The homeownership rate is 52.8%. The average annual property tax is $1,477.
How are the schools in Cloverland?
Schools in Cloverland score 6.1 out of 10 on standardized testing, near the national average. 0.0% of adults in Cloverland hold a bachelor's degree or higher, below the national average of 33.7%. 100.0% have completed high school. 5.1% hold a graduate or professional degree.
How healthy is Cloverland?
The obesity rate in Cloverland is 42.3% (above the national rate of 32.1%). 16.8% of adults are smokers. 24.3% are physically inactive. 27.3% of residents report depression. 53.0% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,032.
What is transportation like in Cloverland?
The average commute in Cloverland is 13 minutes, shorter than the national average of 28 minutes. 36.7% of workers drive alone to work, and 0.0% work from home.
What are the demographics of Cloverland?
The racial and ethnic makeup of Cloverland is 100% White. 100% of residents speak only English at home. 4.7% of the population are military veterans. 17.6% of residents have a disability. 72.9% have health insurance coverage.
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