Median Income
$36,607
51% lower than US avg
Home Value
$75,000
73% lower than US avg
Violent Crime
127/100K
66% lower than US avg
Bachelor's+
5.3%
84% lower than US avg
Median Rent
$675
42% lower than US avg
Obesity Rate
45.0%
40% higher than US avg
Unemployment
2.3%
36% lower than US avg
Poverty Rate
21.3%
72% higher than US avg
How Pennville Compares to the U.S. Average (100% = U.S. avg)
People
Population666
Median Age39.1 yrs
Density1,332/mi²
Male / Female55% / 45%
Largest GroupWhite 80%
Veterans2.0%
Economy
C+
Median Income$36,607
Per Capita$19,444
Unemployment2.3%
Poverty21.3%
County GDP$1,546M
Commute32 min
Housing
A+
Home Value$75,000
Rent$675
Ownership63.7%
Zillow$166,556
Housing Units343
Rent Burden24.5%
Crime
F
Violent127/100K
Property2,661/100K
Health
Obesity45.0%
Uninsured10.8%
Smoking22.6%
Depression28.4%
Heart Disease7.1%
Climate
Avg Temp51°F (11°C)
AQI41 (Good)
Rain41.7 in/yr
Sunny Days275/yr
Elevation880 ft (268 m)
Education
F
Bachelor's+5.3%
High School+85.3%
Graduate+6.7%
School Score6.42
Community
2024 VoteR 77% / D 22%
Commute32 min
Broadband77.9%
EV Stations1
Libraries4
Is Pennville a Good Place to Live?
Based on current data, Pennville receives an overall livability score of 2.6 out of 5.0, earning a grade of C+. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include an elevated poverty rate, below-average incomes, high obesity rates. Pennville has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Pennville is $36,607, 51% below the national average of $75,149. The job market is very strong with unemployment at just 2.3%. The poverty rate of 21.3% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 32 minutes.
Cost of Living & Housing
The median home value in Pennville is $75,000, 73% below the national median / offering relatively affordable homeownership. Renters pay a median of $675 per month, below the national average / a plus for affordability. At just 2x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Pennville is a very safe community with a violent crime rate of 127 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 2,661 per 100,000, 36% above the national average.
Education
5.3% of residents hold a bachelor's degree, below the national average of 33.7%. 85.3% have completed high school. Local schools score 6.4/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Pennville experiences four distinct seasons with an average temperature of 51°F. Winters average 26°F in January while summers reach 74°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 41.7 inches, including 32.2 inches of snow. Air quality is rated Good with a median AQI of 41.
Pennville has a population of 666 with a density of 1,332 people per square mile, spread across 0.5 square miles. The median age is 39.1 years, 1% older than the national median of 38.9. The gender split is 44.6% female and 55.4% male. The city is predominantly White (80.3%), with 5.1% Hispanic. English is the primary language spoken at home by 93% of residents, while 7% speak Spanish. 2.0% of the population are veterans, below the national rate of 6.0%. 24.3% of residents have a disability (above the 13.0% national average). 88.7% have health insurance coverage.
Population
39.1yrs
Median Age
1% above US avg
Race & Ethnicity
Pennville vs U.S. Average
Language Spoken at Home
English Only
93.0%
18% above US avg
Spanish
7.0%
48% below US avg
Social Characteristics
Pennville vs U.S. Average
The median household income in Pennville is $36,607, which is 51% below the national average of $75,149. Per capita income is $19,444 (below the $39,052 national figure). The average weekly wage is $925, 35% lower than the U.S. average. The unemployment rate is 2.3% (below the 3.6% US average). 21.3% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 428 business establishments, including 32 restaurants. The cost of living index is 93.3, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 32 minutes (longer than the 28-minute US average). 1.1% of workers work from home (below the 15.2% national rate).
Income: Pennville vs U.S.
Income
| Median HH Income | $36,607 |
| 51% below US avg |
| Per Capita Income | $19,444 |
| Avg Weekly Wage | $925 |
| IRS Avg AGI | $58,055 |
| Gini Index | 0.437 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 2.3% |
| 36% below US avg |
| Poverty Rate | 21.3% |
| 72% above US avg |
| Establishments (County) | 428 |
| County GDP | $1,546M |
Business (County)
| Restaurants | 32 |
| Healthcare | 45 |
| Retail | 56 |
| Manufacturing | 32 |
Tax & Cost of Living
| Property Tax (IRS) | $2,064 |
| 41% below US avg |
| Cost of Living | 93.30 (100=avg) |
| Effective Tax Rate | 2.75% |
Commute & Transportation
| Commute Time | 32.0 min |
| Drive Alone | 80.8% |
| Public Transit | 0.0% |
| Work from Home | 1.1% |
The median home value in Pennville is $75,000, 73% below the national median of $281,900. Zillow estimates the typical home value at $166,556, higher than the Census estimate. Monthly rent averages $675 (42% below the national average of $1,163). Fair market rent ranges from $882 for a one-bedroom to $1,096 for a two-bedroom apartment. 63.7% of housing units are owner-occupied. There are 343 total housing units in the city. The median year a home was built is 1956. The average annual property tax is $2,064 (lower than the $3,500 national average). 24.5% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2x, well within the affordable range.
Home Values
| Census Median | $75,000 |
| 73% below US avg |
| Zillow ZHVI | $166,556 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $675 |
| 42% below US avg |
| Rent Burden | 24.5% |
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $882 |
| 2 Bedrooms | $1,096 |
| 3 Bedrooms | $1,391 |
| 4 Bedrooms | $1,590 |
Ownership & Property
| Homeownership | 63.7% |
| Owner-Occupied | 63.7% |
| Renter-Occupied | 36.3% |
| Housing Units | 343 |
| Median Year Built | 1956 |
Property Tax
| Avg Tax (IRS) | $2,064 |
| 41% below US avg |
| Effective Rate | 2.75% |
In Pennville, 45.0% of adults are obese, above the national rate of 32.1%. 12.9% have diabetes (above the 10.5% national rate). Heart disease affects 7.1% of residents, above the national average. 38.0% have high blood pressure. 22.6% are current smokers (above the 14.0% national rate). 17.2% report binge drinking. 30.6% are physically inactive, above the national average. 28.4% report depression (above the 20.0% national average). 21.5% experience frequent mental distress. 10.8% of residents lack health insurance (above the 8.6% national rate). The primary care physician ratio is 1:3,375. The dentist ratio is 1:4,040. 49.2% of residents have access to exercise opportunities. The food environment index is 7.0 out of 10.
Health Metrics: Pennville vs U.S. Average (%)
Chronic Conditions
| Obesity | 45.0% |
| 40% above US avg |
| Diabetes | 12.9% |
| Heart Disease | 7.1% |
| High Blood Pressure | 38.0% |
| Asthma | 11.9% |
| COPD | 10.3% |
| Cancer | 7.3% |
| Stroke | 3.7% |
Behaviors & Mental Health
| Smoking | 22.6% |
| 61% above US avg |
| Binge Drinking | 17.2% |
| Physical Inactivity | 30.6% |
| Depression | 28.4% |
| Mental Distress | 21.5% |
| Physical Distress | 16.3% |
| Short Sleep | 40.4% |
Healthcare Access
| Insurance Rate | 88.7% |
| Uninsured | 10.8% |
| 26% above US avg |
| Primary Care | 1:3,375 |
| Dentists | 1:4,040 |
| Mental Health | 1:1,113 |
| Checkup Rate | 76.6% |
| Dental Visits | 53.8% |
| Premature Death | 12,021/100K |
Food & Exercise
| Food Environment | 7.0/10 |
| Exercise Access | 49.2% |
| Healthcare Facilities | 45 |
Pennville has a violent crime rate of 127 per 100,000 residents, 66% below the national average of 380. Property crime stands at 2,661 per 100,000, 36% above the U.S. average. The county recorded 5 fatal traffic crashes. Overall, Pennville receives a safety grade of F.
Crime Rates: Pennville vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 127.5/100K |
| 66% below US avg |
| |
Property Crime
| Total Property | 2,661.4/100K |
| 36% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 5 |
| Traffic Accidents | 5 |
| Avg Accident Severity | 2.8 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Pennville experiences four distinct seasons with an average annual temperature of 51°F (11°C). Winters average 26°F in January while summers reach 74°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 41.7 inches. The area receives 32.2 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 880 feet.
Temperature
26°F Jan (-3°C)
74°F Jul (23°C)
| Annual Average | 51.3°F |
| 5% below US avg |
| January Average | 26°F (-3°C) |
| July Average | 74°F (23°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 880 ft (268 m) |
| Area | 0.5 sq mi (1.3 km²) |
| Population Density | 1,332/sq mi |
| Coordinates | 40.4919°N, 85.1469°W |
| Timezone | America/Indiana/Indianapolis |
| County | Jay County County |
| Nearest Airport | Delaware County Regional (MIE)
22 miles away |
Precipitation & Snow
Annual Rainfall
41.7"
10% above US avg
Wettest Month (Jun)
3.98"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 22.9 / 100 |
| Social Vulnerability | 43.9 / 100 |
| Community Resilience | 55.0 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Very Low |
| Winter Weather |
Very Low |
| Lightning |
Very Low |
| Ice Storm |
Relatively Low |
| Drought |
No Rating |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
8 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.8. Most recent: M2.6 on Jun 12, 2015.
| Sep 12, 2004 |
4 km NW of Manilla, Indiana |
M3.8 |
108 km |
| Jan 26, 2012 |
5 km NE of Topeka, Indiana |
M3.0 |
124 km |
| Apr 17, 1990 |
8 km NW of Fort Recovery, Ohio |
M3.0 |
25 km |
| Apr 4, 1994 |
2 km WNW of Minster, Ohio |
M2.9 |
64 km |
| May 12, 2006 |
2 km E of Lima, Ohio |
M2.8 |
94 km |
| Jun 12, 2015 |
6 km NW of Convoy, Ohio |
M2.6 |
61 km |
| Jan 30, 2004 |
2 km S of Rockford, Ohio |
M2.5 |
46 km |
| Jun 4, 1990 |
4 km SSE of Van Buren, Ohio |
M2.5 |
144 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
549 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 35 fatalities, 880 injuries.
| Date |
Rating |
Distance |
Fatalities |
| May 27, 2019 |
EF4 |
94 km |
0 |
| Nov 10, 2002 |
EF4 |
45 km |
4 |
| Feb 18, 1992 |
EF4 |
55 km |
0 |
| Apr 3, 1974 |
EF4 |
50 km |
1 |
| Apr 3, 1974 |
EF4 |
93 km |
0 |
| Apr 11, 1965 |
EF4 |
87 km |
13 |
| Apr 11, 1965 |
EF4 |
67 km |
3 |
| Apr 11, 1965 |
EF4 |
21 km |
4 |
| Mar 6, 1956 |
EF4 |
37 km |
1 |
| Mar 14, 2024 |
EF3 |
83 km |
3 |
| Mar 14, 2024 |
EF3 |
35 km |
1 |
| Mar 31, 2023 |
EF3 |
38 km |
0 |
| May 27, 2019 |
EF3 |
81 km |
0 |
| May 27, 2019 |
EF3 |
99 km |
0 |
| May 27, 2019 |
EF3 |
23 km |
0 |
| May 27, 2019 |
EF3 |
39 km |
1 |
| Aug 24, 2016 |
EF3 |
88 km |
0 |
| Aug 24, 2016 |
EF3 |
75 km |
0 |
| Jun 5, 2010 |
EF3 |
89 km |
0 |
| May 30, 2004 |
EF3 |
87 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
26°F (-3°C) |
2.0 in |
Coldest, Driest |
| February |
27°F (-3°C) |
2.0 in |
|
| March |
38°F (3°C) |
3.0 in |
|
| April |
49°F (9°C) |
3.7 in |
|
| May |
60°F (16°C) |
3.8 in |
|
| June |
69°F (21°C) |
4.0 in |
Wettest |
| July |
74°F (23°C) |
3.9 in |
Warmest |
| August |
71°F (22°C) |
3.5 in |
|
| September |
64°F (18°C) |
3.0 in |
|
| October |
53°F (12°C) |
2.6 in |
|
| November |
41°F (5°C) |
3.0 in |
|
| December |
30°F (-1°C) |
2.8 in |
|
Pennville has a seasonal temperature swing of 48°F / from 26°F in January to 74°F in July. Total annual precipitation is 37.1 inches, with June being the wettest month (4.0") and January the driest (2.0").
Average costs for common services in Pennville. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$233 ($140–$373) |
| Specialist Visit |
$327 ($187–$513) |
| Urgent Care Visit |
$187 ($93–$327) |
| Emergency Room Visit |
$2,053 ($746–$4,665) |
| Dental Cleaning |
$121 ($70–$187) |
| Dental Filling |
$233 ($140–$373) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23–$70) |
| Oil Change (Synthetic) |
$70 ($47–$112) |
| Brake Pad Replacement |
$280 ($140–$467) |
| Tire Rotation |
$37 ($19–$70) |
| New Tires (Set of 4) |
$560 ($373–$933) |
| Battery Replacement |
$187 ($93–$327) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$93 ($56–$140) |
| Electrician (Per Hour) |
$84 ($47–$131) |
| HVAC Repair |
$373 ($140–$746) |
| HVAC System Install |
$6,531 ($3,732–$11,196) |
| Roof Repair |
$933 ($373–$1,866) |
| Roof Replacement |
$8,397 ($5,132–$13,995) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,400 ($467–$3,266) |
| Divorce (Contested) |
$13,995 ($4,665–$27,990) |
| DUI Defense |
$4,665 ($1,866–$9,330) |
| Bankruptcy (Chapter 7) |
$1,400 ($746–$2,799) |
| Will Preparation |
$467 ($187–$933) |
| Trust Preparation |
$2,333 ($933–$4,665) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$42) |
| Women's Haircut |
$51 ($28–$93) |
| Hair Coloring (Full) |
$140 ($70–$233) |
| Manicure |
$23 ($14–$42) |
| Pedicure |
$37 ($23–$61) |
| Massage (1 Hour) |
$75 ($47–$121) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.83 ($2.80–$5.13) |
| Dozen Eggs (per dozen) |
$3.27 ($2.33–$4.67) |
| Loaf of Bread |
$3.55 ($2.33–$5.13) |
| Chicken Breast (per lb) |
$4.20 ($2.80–$6.06) |
| Ground Beef (per lb) |
$5.13 ($3.73–$7.00) |
| Rice (per lb) |
$0.93 ($0.56–$1.68) |
View all 20 services
Utilities
| Electricity (Monthly) |
$131 ($75–$233) |
| Natural Gas (Monthly) |
$65 ($28–$140) |
| Water/Sewer (Monthly) |
$65 ($37–$112) |
| Internet (Monthly) |
$65 ($37–$93) |
| Cell Phone Plan (Monthly) |
$61 ($28–$93) |
| Cable TV (Monthly) |
$79 ($47–$140) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$187 ($70–$467) |
| Car Insurance (Annual) |
$1,866 ($1,120–$3,266) |
| Bus Pass (Monthly) |
$65 ($28–$121) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.46–$23) |
| Car Registration (Annual) |
$93 ($28–$233) |
| Driver's License Renewal |
$28 ($14–$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,120 ($560–$2,333) |
| Daycare (Toddler, Monthly) |
$933 ($467–$1,866) |
| After-School Care (Monthly) |
$373 ($187–$653) |
| Tutoring (Per Hour) |
$47 ($23–$93) |
| SAT/ACT Prep Course |
$933 ($373–$2,333) |
| Private School (K-12, Annual) |
$11,663 ($4,665–$27,990) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28–$93) |
| Dog Vaccination (Annual) |
$93 ($47–$187) |
| Dog Grooming |
$56 ($28–$93) |
| Pet Boarding (Per Night) |
$37 ($19–$70) |
| Dog Spay/Neuter |
$280 ($140–$467) |
| Cat Spay/Neuter |
$187 ($93–$373) |
View all 9 services
Frequently Asked Questions About Pennville
What is the population of Pennville?
Pennville has a population of 666 residents and is located in Indiana. The population density is 1,332 people per square mile, spread across 0.5 square miles. The median age of residents is 39.1 years. The population is 44.6% female and 55.4% male.
Is Pennville expensive to live in?
Pennville is more affordable than the national average, with a cost of living index of 93.3 / below the baseline of 100. The median household income is $36,607, 51% below the national average of $75,149. The median home value is $75,000 (73% below the U.S. median). Renters pay a median of $675 per month, below the national average of $1,163. The home price-to-income ratio is 2x, indicating housing is reasonably affordable relative to local income levels.
Is Pennville safe?
Pennville is considered a very safe city with a violent crime rate of 127 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 2,661 per 100,000 (above the national average). Overall, Pennville receives a safety grade of F based on combined crime data.
What is the weather like in Pennville?
Pennville has a four-season climate with an average annual temperature of 51°F (11°C). Winter temperatures average 26°F in January, while summers reach an average of 74°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 41.7 inches, with 32.2 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Pennville?
The job market in Pennville is very strong, with unemployment at just 2.3% / well below the national rate of 3.6%. The average weekly wage is $925. There are 428 business establishments in the area, including 32 restaurants and food service locations. The average commute time is 32 minutes, and 1.1% of workers work from home.
How much does housing cost in Pennville?
The median home value in Pennville is $75,000. Zillow estimates the typical home value at $166,556. For renters, the median monthly rent is $675. Fair market rent is $882 for a 1-bedroom and $1,096 for a 2-bedroom apartment. The homeownership rate is 63.7%. The average annual property tax is $2,064.
How are the schools in Pennville?
Schools in Pennville score 6.4 out of 10 on standardized testing, near the national average. 5.3% of adults in Pennville hold a bachelor's degree or higher, below the national average of 33.7%. 85.3% have completed high school. 6.7% hold a graduate or professional degree.
How healthy is Pennville?
The obesity rate in Pennville is 45.0% (above the national rate of 32.1%). 22.6% of adults are smokers. 30.6% are physically inactive. 28.4% of residents report depression. 10.8% lack health insurance (above the national rate). 49.2% of residents have access to exercise opportunities. The primary care physician ratio is 1:3,375.
What is transportation like in Pennville?
The average commute in Pennville is 32 minutes, longer than the national average of 28 minutes. 80.8% of workers drive alone to work, and 1.1% work from home.
What are the demographics of Pennville?
The racial and ethnic makeup of Pennville is 80.3% White, 5.1% Hispanic or Latino. 93% of residents speak only English at home, while 7% speak Spanish. 2.0% of the population are military veterans. 24.3% of residents have a disability. 88.7% have health insurance coverage.
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