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Silver Creek, MN

Minnesota · Metropolitan Area

Silver Creek is a small town in Minnesota with a population of 156. Residents earn $66,500 per year, which is 12% below the national average.

3.2 /5.0
B Good
156 Population 105/sq mi density
$66,500 Median Income $37,533 per capita
$400,000 Home Value
44°F Avg Temperature 270 sunny days/yr
B
Overall
3.2 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.1 / 5.0
$66,500 median income, 0.0% unemployment
B
Affordability
3.3 / 5.0
$400,000 home value
C
Education
2.1 / 5.0
14.3% bachelor's degree or higher
Median Income $66,500
12% lower than US avg
Home Value $400,000
42% higher than US avg
Bachelor's+ 14.3%
58% lower than US avg
Obesity Rate 34.9%
9% higher than US avg
Unemployment 0.0%
100% lower than US avg
Poverty Rate 9.8%
21% lower than US avg

How Silver Creek Compares to the U.S. Average (100% = U.S. avg)

People

Population156
Median Age64.8 yrs
Density105/mi²
Male / Female54% / 46%
Largest GroupWhite 100%
Veterans7.3%

Economy

A
Median Income$66,500
Per Capita$37,533
Unemployment0.0%
Poverty9.8%
County GDP$7,314M
Commute21 min

Housing

B
Home Value$400,000
RentN/A
OwnershipN/A
Housing Units68
Rent Burden27.4%

Health

Obesity34.9%
Uninsured6.8%
Smoking13.1%
Depression25.0%
Heart Disease4.6%

Climate

Avg Temp44°F (7°C)
AQI36 (Good)
Rain31.7 in/yr
Sunny Days270/yr
Elevation996 ft (304 m)

Education

C
Bachelor's+14.3%
High School+86.5%
Graduate+0.0%
School Score6.08

Community

2024 VoteR 64% / D 34%
Commute21 min
Broadband74.0%
Libraries9

Is Silver Creek a Good Place to Live?

Based on current data, Silver Creek receives an overall livability score of 3.2 out of 5.0, earning a grade of B. Key strengths include low unemployment, abundant sunshine, high health insurance coverage. Areas to be aware of include high housing costs. Silver Creek offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Silver Creek is $66,500, 12% below the national average of $75,149. The job market is very strong with unemployment at just 0.0%. 9.8% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 21 minutes.

Cost of Living & Housing

The median home value in Silver Creek is $400,000, 42% above the national median. The price-to-income ratio of 6x means housing costs are stretched relative to local earnings.

Education

14.3% of residents hold a bachelor's degree, below the national average of 33.7%. 86.5% have completed high school. Local schools score 6.1/10 in standardized testing, reflecting strong academic performance.

Climate & Weather

Silver Creek has a cool climate with an average annual temperature of 44°F. Winters average 12°F in January while summers reach 71°F in July. With 270 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 31.7 inches, including 39.8 inches of snow. Air quality is rated Good with a median AQI of 36.

Silver Creek has a population of 156 with a density of 105 people per square mile. The median age is 64.8 years, 67% older than the national median of 38.9. The city is predominantly White (100%).

Population

156
Total Population
105
People / sq mi
64.8yrs
Median Age
67% above US avg
1.5mi²
Land Area

Gender Distribution

Male 53.8%
Female 46.2%

Race & Ethnicity

Silver Creek vs U.S. Average

Language Spoken at Home

English Only100.0%
27% above US avg
Spanish0.0%
100% below US avg

Social Characteristics

Silver Creek vs U.S. Average

The median household income in Silver Creek is $66,500, which is 12% below the national average of $75,149. The unemployment rate is 0.0% (below the 3.6% US average). 9.8% of residents live below the poverty line. Workers commute an average of 21 minutes.

Income: Silver Creek vs U.S.

Commute Mode

Income

Median HH Income$66,500
12% below US avg
Per Capita Income$37,533
Avg Weekly Wage$1,077
IRS Avg AGI$91,811

Employment & Poverty

Unemployment0.0%
100% below US avg
Poverty Rate9.8%
21% below US avg
Establishments (County)3,984
County GDP$7,314M

Business (County)

Restaurants224
Healthcare366
Retail401
Manufacturing188

Tax & Cost of Living

Property Tax (IRS)$4,714
35% above US avg
Cost of Living98.60 (100=avg)
Effective Tax Rate1.18%

Commute & Transportation

Commute Time20.6 min
Drive Alone85.9%
Public Transit0.0%
Work from Home7.8%

Walkability

The median home value in Silver Creek is $400,000, 42% above the national average.

Home Value Sources

Ownership Split

Home Values

Census Median$400,000
42% above US avg

Real Estate Market (Redfin)

Rental Costs

Rent Burden27.4%

HUD Fair Market Rent

Studio$809
1 Bedroom$899
2 Bedrooms$1,125
3 Bedrooms$1,483
4 Bedrooms$1,698

Ownership & Property

Owner-Occupied100.0%
Housing Units68
Median Year Built1958

Property Tax

Avg Tax (IRS)$4,714
35% above US avg
Effective Rate1.18%
In Silver Creek, 34.9% of adults are obese (above the 32.1% national rate). 6.8% of residents lack health insurance. 13.1% are current smokers. 25.0% report depression. 19.4% are physically inactive.

Health Metrics: Silver Creek vs U.S. Average (%)

Chronic Conditions

Obesity34.9%
9% above US avg
Diabetes8.0%
Heart Disease4.6%
High Blood Pressure28.3%
Asthma10.1%
COPD4.6%
Cancer7.5%
Stroke2.5%

Behaviors & Mental Health

Smoking13.1%
6% below US avg
Binge Drinking22.0%
Physical Inactivity19.4%
Depression25.0%
Mental Distress16.0%
Physical Distress10.4%
Short Sleep32.1%

Healthcare Access

Insurance Rate100.0%
Uninsured6.8%
21% below US avg
Primary Care1:2,541
Dentists1:2,509
Mental Health1:748
Checkup Rate72.6%
Dental Visits65.6%
Premature Death5,106/100K

Food & Exercise

Food Environment9.7/10
Exercise Access82.1%
Healthcare Facilities366
Silver Creek has an average annual temperature of 44°F (7°C). Winters average 12°F in January while summers reach 71°F in July. Annual precipitation is 31.7 inches. The area enjoys 270 sunny days per year. Air quality is rated Good with a median AQI of 36.

Temperature

12°F Jan (-11°C) 71°F Jul (22°C)
Annual Average43.8°F
19% below US avg
January Average12°F (-11°C)
July Average71°F (22°C)
Sunny Days270 days/yr

Precipitation & Snow

Annual Rainfall31.7 inches
16% below US avg
Snowfall39.8 inches/yr

Air Quality

AQI Median36.0
RatingGood

Geography

Elevation996 ft (304 m)
Area1.5 sq mi (3.9 km²)
Population Density105/sq mi
Coordinates45.3082°N, 93.9864°W
TimezoneAmerica/Chicago
County FIPS27171
It is classified as Metro — 1 million+. 14.3% of residents hold a bachelor's degree or higher (58% below US avg). In the 2024 election, the county voted Republican by a 29.4-point margin. 74.0% of households have broadband internet.

2024 Presidential Election (County)

R 63.8%
D 34.4%

Winner: Republican by 29.4 points

Education

Bachelor's Degree+14.3%
58% below US avg
High School+86.5%
Graduate Degree+0.0%
School Test Score6.08
C Education Grade (2.1/5.0)

Urban-Rural Classification

RUCC Code 1Metro — 1 million+
Population Density105/sq mi
Total Area1.5 sq mi

Infrastructure & Services

Broadband Access74.0%
Public Libraries9
Healthcare Facilities366
Restaurants224
Retail Stores401

Safety & Disasters

Fatal Crashes (County/yr)10

Commute & Transportation

Avg Commute20.6 min
Drive Alone85.9%
Public Transit0.0%
Work from Home7.8%

Nearby Cities

Maple Lake, MN 2,104 pop · 5.3 mi Becker, MN 4,958 pop · 7.2 mi Annandale, MN 3,365 pop · 7.4 mi Clearwater, MN 1,904 pop · 7.6 mi Monticello, MN 14,607 pop · 9.2 mi Buffalo, MN 16,388 pop · 10.7 mi St. Augusta, MN 3,576 pop · 14.1 mi St. Michael, MN 19,267 pop · 16.3 mi Albertville, MN 8,066 pop · 16.5 mi Waverly, MN 1,947 pop · 16.9 mi Montrose, MN 3,840 pop · 17.0 mi St. Cloud, MN 69,926 pop · 17.6 mi Howard Lake, MN 1,864 pop · 17.9 mi Otsego, MN 21,358 pop · 18.0 mi
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