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Most Affordable Cities in New York

The lowest cost of living across home prices, rent, services and rent burden.

Retirees Remote Workers Families Young Professionals Affordability All Rankings →
All United States  ·  New York

How We Score

Each metric is normalized 0-100 across U.S. cities, then weighted and summed. Cities missing any metric are excluded.

Home Prices · 30% Rent · 20% Cost Index · 25% Rent Burden · 15% Jobs · 10%

Top 12 Affordability Cities in New York

Ranked by composite score across 5 weighted metrics.

#1
Score 71.8
Tribes Hill, NY
1,004 residents
Home Prices $182,600
Rent $615
Cost Index 108
#2
Score 70.6
Newfane, NY
3,470 residents
Home Prices $143,500
Rent $836
Cost Index 108
#3
Score 69.3
Williamson, NY
2,667 residents
Home Prices $126,400
Rent $430
Cost Index 108
#4
Score 68.3
Mohawk, NY
2,522 residents
Home Prices $115,400
Rent $699
Cost Index 108
#5
Score 68.2
Bolivar, NY
1,108 residents
Home Prices $66,400
Rent $505
Cost Index 108
#6
Score 67.9
Cattaraugus, NY
1,153 residents
Home Prices $73,100
Rent $633
Cost Index 108
#7
Score 67
Hagaman, NY
1,131 residents
Home Prices $184,500
Rent $885
Cost Index 108
#8
Score 67
Windsor, NY
1,121 residents
Home Prices $126,600
Rent $617
Cost Index 108
#9
Score 66.9
Waterville, NY
1,682 residents
Home Prices $158,300
Rent $852
Cost Index 108
#10
Score 66.6
Mexico, NY
2,050 residents
Home Prices $154,800
Rent $791
Cost Index 108
#11
Score 66.6
Ilion, NY
7,636 residents
Home Prices $100,800
Rent $718
Cost Index 108
#12
Score 66.5
Nunda, NY
1,291 residents
Home Prices $112,000
Rent $773
Cost Index 108

Full Ranking, New York

Top 50 cities. Click any city to see its full profile.

1 Tribes Hill NY 71.8
2 Newfane NY 70.6
3 Williamson NY 69.3
4 Mohawk NY 68.3
5 Bolivar NY 68.2
6 Cattaraugus NY 67.9
7 Hagaman NY 67
8 Windsor NY 67
9 Waterville NY 66.9
10 Mexico NY 66.6
11 Ilion NY 66.6
12 Nunda NY 66.5
13 Houghton NY 65.9
14 Marion NY 65.9
15 Frankfort NY 65.8
16 Perry NY 65.8
17 East Syracuse NY 65.8
18 Malone NY 65.7
19 Dolgeville NY 65.6
20 Highland-on-the-Lake NY 65.4
21 Penn Yan NY 65.4
22 Medina NY 65.4
23 Mount Morris NY 65.4
24 Oakfield NY 65.3
25 Jordan NY 65.2
26 Attica NY 65.2
27 Port Dickinson NY 65.2
28 Lake Delta NY 65.2
29 Tupper Lake NY 65.2
30 Shortsville NY 65.2
31 Addison NY 65.2
32 Elmira Heights NY 65.1
33 New York Mills NY 65.1
34 Broadalbin NY 65.1
35 Silver Creek NY 65.1
36 Marathon NY 65
37 Holley NY 65
38 Little Valley NY 65
39 Sodus NY 65
40 Canastota NY 64.8
41 Dundee NY 64.8
42 Lyncourt NY 64.7
43 Wayland NY 64.5
44 Johnstown NY 64.5
45 Wilson NY 64.4
46 Cuba NY 64.3
47 West Carthage NY 64.3
48 Elbridge NY 64.2
49 Greene NY 64.2
50 Palmyra NY 64.2

Tribes Hill, NY tops the list with a composite score of 71.8 out of 100, followed by Newfane and Williamson. NY dominates the top 12 with 12 cities, reflecting strong performance across the weighted metrics for affordability.

Rankings combine 5 independent metrics: Home Prices, Rent, Cost Index, Rent Burden, Jobs. Cities are weighted to reflect what matters most to affordability, and any city missing one or more metrics is excluded to avoid artificially inflated rankings.

Explore Other Best Cities Rankings

Best Cities for Retirees
Low crime, warm climate, affordable cost of living and strong healthcare access.
Best Cities for Remote Workers
Strong broadband, affordable rent, low traffic and existing remote-work culture.
Best Cities for Families
Strong schools, low crime, affordable homes and family-friendly commutes.
Best Cities for Young Professionals
High incomes, educated peers, transit access and an under-35 demographic.

Related Single-Metric Rankings

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