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Most Affordable in Hawaii

Top 55 cities ranked by most affordable

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All Countries  ·  United States  ·  Hawaii

Most Affordable — Hawaii

1 Kaneohe Base $390,600
2 Hawaiian Paradise Park $413,800
3 Makaha $416,100
4 Hilo $455,100
5 Nanakuli $473,000
6 Waianae $487,200
7 Waimalu $597,700
8 Waipio Acres $602,600
9 Maili $633,100
10 Kailua CDP (Hawaii County) $649,400
11 Waimea CDP (Hawaii County) $652,900
12 Waikoloa Village $674,100
13 Waikele $696,400
14 Ewa Beach $698,200
15 Waipio $709,500
16 Waimanalo $711,800
17 Wahiawa $716,800
18 Kapolei $720,600
19 Waihee-Waiehu $740,300
20 East Kapolei $743,600
21 Kaiminani $761,300
22 Ewa Gentry $768,200
23 Napili-Honokowai $775,500
24 Wailuku $781,700
25 Ewa Villages $819,400
26 Makawao $819,600
27 Kapaa $821,500
28 Makakilo $827,900
29 Kahaluu-Keauhou $830,600
30 Royal Kunia $833,000
31 Kahului $833,200
32 West Loch Estate $833,500
33 Urban Honolulu $834,100
34 Waipahu $835,400
35 Lahaina $841,400
36 Lihue $843,900
37 Kihei $871,600
38 Pearl City $872,200
39 Ocean Pointe $877,600
40 Ahuimanu $878,400
41 Mililani Town $884,800
42 Wailua Homesteads $898,300
43 Mililani Mauka $901,800
44 Pukalani $926,100
45 Laie $942,700
46 Kaneohe $990,100
47 Halawa $1,005,400
48 Haiku-Pauwela $1,019,400
49 Aiea $1,053,000
50 Kula $1,117,300
51 Kahaluu $1,162,000
52 East Honolulu $1,172,300
53 Heeia $1,186,500
54 Kailua CDP (Honolulu County) $1,239,000
55 Wailea $1,363,700

The most affordable housing markets in Hawaii offer opportunities for homeownership at a fraction of the cost of major metros. Kaneohe Base has a median home value of just $390,600.

Affordable housing markets often feature lower costs of living overall, making them attractive to retirees, remote workers, and families building wealth through homeownership. Many of these cities offer solid community amenities despite their lower price points.

While low home values make homeownership accessible, they may also reflect limited job markets or slower economic growth. The rise of remote work has created new opportunities for these communities to attract residents who can earn higher salaries from distant employers.

Did You Know?

  • 1. In Kaneohe Base, the median home costs just $390,600 — less than a new luxury car.
  • 2. Affordable housing markets have seen increased interest since the rise of remote work, as buyers can earn higher salaries from anywhere.
  • 3. Many of the most affordable cities are in the South and Midwest, where land costs and construction expenses are lower.

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