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Most Affordable in New York

Top 100 cities ranked by most affordable

Largest Cities Smallest Cities Most Dense Least Dense Highest Income Lowest Income Lowest Unemployment Highest Unemployment Lowest Poverty Highest Poverty Highest Home Value Most Affordable Highest Rent Lowest Rent Most Educated Youngest Cities Oldest Cities Safest Cities Highest Crime Warmest Cities Coldest Cities Rainiest Cities Driest Cities
All Countries  ·  United States  ·  New York

Most Affordable — New York

1 Salamanca $78,000
2 Jamestown $79,100
3 Albion $81,300
4 Ogdensburg $82,100
5 Hornell $86,600
6 Elmira $88,200
7 Olean $90,500
8 Dunkirk $91,200
9 Gloversville $95,500
10 Massena $99,200
11 Ilion $100,800
12 Fulton $100,900
13 Southport $101,200
14 Medina $101,500
15 Malone $103,500
16 Bath $104,300
17 Niagara Falls $104,400
18 Endicott $109,800
19 Johnson City $110,600
20 Oswego $114,600
21 Mattydale $116,100
22 Binghamton $117,400
23 Seneca Falls $119,300
24 Amsterdam $119,800
25 Rochester $120,600
26 Newark $122,600
27 Norwich $123,100
28 Herkimer $123,700
29 Syracuse $125,100
30 Lackawanna $126,500
31 Hamlin $131,300
32 Lockport $131,800
33 Utica $133,400
34 Horseheads $133,400
35 Brockport $135,700
36 Rome $137,200
37 East Rochester $137,400
38 Batavia $139,700
39 Geneva $140,300
40 Solvay $140,600
41 Auburn $143,600
42 South Lockport $143,800
43 Cortland $143,800
44 Potsdam $144,200
45 Oneida $146,300
46 Johnstown $147,000
47 Corning $148,300
48 Watertown $149,800
49 North Syracuse $150,300
50 Liberty $150,500
51 Schenectady $152,000
52 Buffalo $152,300
53 Monticello $152,600
54 North Gates $153,500
55 Greece $157,600
56 Hudson Falls $158,700
57 Tonawanda $159,500
58 Endwell $162,800
59 Irondequoit $169,000
60 Cheektowaga $169,200
61 Fairmount $173,400
62 Watervliet $176,200
63 Hilton $178,500
64 Depew $180,800
65 Scotia $182,800
66 Canton $182,900
67 Baldwinsville $183,600
68 Fredonia $184,400
69 North Tonawanda $184,900
70 Mechanicville $185,900
71 Lancaster $186,300
72 Oneonta $187,800
73 Saranac Lake $188,900
74 Westvale $189,100
75 Plattsburgh $189,600
76 Clarkson $191,600
77 Troy $192,500
78 Kenmore $192,600
79 Webster $195,800
80 Glens Falls $195,800
81 Tonawanda Town $199,400
82 Rensselaer $202,600
83 Rotterdam $203,700
84 Geneseo $207,700
85 Cohoes $209,400
86 West Seneca $215,000
87 Canandaigua $218,300
88 Port Jervis $220,700
89 Newburgh $221,100
90 Gananda $222,800
91 Albany $223,000
92 Hampton Manor $223,300
93 Big Flats $224,000
94 Eggertsville $225,400
95 Calverton $229,400
96 Hamburg $238,000
97 Williamsville $242,800
98 Roessleville $249,100
99 West Glens Falls $256,100
100 Fairview CDP (Dutchess County) $256,500

The most affordable housing markets in New York offer opportunities for homeownership at a fraction of the cost of major metros. Salamanca has a median home value of just $78,000.

Affordable housing markets often feature lower costs of living overall, making them attractive to retirees, remote workers, and families building wealth through homeownership. Many of these cities offer solid community amenities despite their lower price points.

While low home values make homeownership accessible, they may also reflect limited job markets or slower economic growth. The rise of remote work has created new opportunities for these communities to attract residents who can earn higher salaries from distant employers.

Did You Know?

  • 1. In Salamanca, the median home costs just $78,000 — less than a new luxury car.
  • 2. Affordable housing markets have seen increased interest since the rise of remote work, as buyers can earn higher salaries from anywhere.
  • 3. Many of the most affordable cities are in the South and Midwest, where land costs and construction expenses are lower.

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