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Most Affordable in Kentucky

Top 84 cities ranked by most affordable

Largest Cities Smallest Cities Most Dense Least Dense Highest Income Lowest Income Lowest Unemployment Highest Unemployment Lowest Poverty Highest Poverty Highest Home Value Most Affordable Highest Rent Lowest Rent Most Educated Youngest Cities Oldest Cities Safest Cities Highest Crime Warmest Cities Coldest Cities Rainiest Cities Driest Cities
All Countries  ·  United States  ·  Kentucky

Most Affordable — Kentucky

1 Middlesborough $88,700
2 Princeton $89,700
3 Williamsburg $108,800
4 Flatwoods $112,200
5 Mayfield $114,400
6 Ashland $125,300
7 Monticello $125,800
8 Lebanon $130,100
9 Shively $139,200
10 Hopkinsville $140,200
11 Central City $140,700
12 Somerset $140,900
13 Oak Grove $143,500
14 Dayton $144,100
15 Harrodsburg $145,100
16 Hazard $146,100
17 Glasgow $147,700
18 Highland Heights $148,600
19 Henderson $151,400
20 Maysville $152,100
21 Madisonville $152,300
22 Cynthiana $154,700
23 London $155,500
24 Russellville $156,000
25 Leitchfield $156,700
26 Elsmere $157,200
27 Corbin $162,600
28 Owensboro $162,900
29 Campbellsville $162,900
30 Radcliff $163,300
31 Paducah $164,600
32 Covington $167,900
33 Franklin $170,400
34 Frankfort $171,600
35 Morehead $176,300
36 Berea $178,000
37 Mount Sterling $178,200
38 Hillview $180,300
39 Winchester $180,400
40 Paris $182,100
41 Lawrenceburg $185,400
42 Bellevue $186,200
43 Erlanger $189,400
44 Bardstown $190,800
45 Murray $193,300
46 Florence $196,200
47 Danville $202,200
48 Shepherdsville $202,300
49 Richmond $205,900
50 Nicholasville $210,700
51 Wilmore $210,700
52 Vine Grove $213,500
53 Hebron $216,400
54 Newport $221,100
55 Louisville/Jefferson County $221,500
56 Elizabethtown $223,200
57 Taylor Mill $224,500
58 Walton $226,200
59 Burlington $229,700
60 Bowling Green $232,100
61 Cold Spring $235,200
62 Jeffersontown $236,800
63 Shelbyville $238,600
64 Independence $240,500
65 Georgetown $244,200
66 Oakbrook $250,900
67 Alexandria $253,400
68 Mount Washington $253,700
69 Versailles $257,600
70 La Grange $268,000
71 Lexington-Fayette urban county $272,100
72 Lyndon $273,300
73 Edgewood $289,700
74 Middletown $298,900
75 Pikeville $301,300
76 Fort Thomas $301,400
77 Fort Wright $305,500
78 Crestwood $315,100
79 St. Matthews $325,700
80 Douglass Hills $331,500
81 Villa Hills $339,800
82 Fort Mitchell $354,700
83 Francisville $374,100
84 Union $382,900

The most affordable housing markets in Kentucky offer opportunities for homeownership at a fraction of the cost of major metros. Middlesborough has a median home value of just $88,700.

Affordable housing markets often feature lower costs of living overall, making them attractive to retirees, remote workers, and families building wealth through homeownership. Many of these cities offer solid community amenities despite their lower price points.

While low home values make homeownership accessible, they may also reflect limited job markets or slower economic growth. The rise of remote work has created new opportunities for these communities to attract residents who can earn higher salaries from distant employers.

Did You Know?

  • 1. In Middlesborough, the median home costs just $88,700 — less than a new luxury car.
  • 2. Affordable housing markets have seen increased interest since the rise of remote work, as buyers can earn higher salaries from anywhere.
  • 3. Many of the most affordable cities are in the South and Midwest, where land costs and construction expenses are lower.

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